Is EXCRX or XYLD a better dividend investment in 2026?

EXCRX currently yields 4.26% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between EXCRX and XYLD?

EXCRX has a forward dividend yield of 4.26% ($0.39/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 6.72 percentage points.

Home › Compare › EXCRX vs XYLD

EXCRX vs XYLD: Dividend Comparison 2026

EXCRX yields 4.26% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 EXCRX wins by $1.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

EXCRX

● Live price

4.26%

Share price

$9.22

Annual div

$0.39

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.4K

Annual income

$559.72

Full EXCRX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — EXCRX vs XYLD

📍 EXCRX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	EXCRX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, EXCRX + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

EXCRX pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

EXCRX

Annual income on $10K today (after 15% tax)

$362.03/yr

After 10yr DRIP, annual income (after tax)

$475.76/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $2,260.40/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of EXCRX + XYLD for your $10,000?

EXCRX: 50%XYLD: 50%

100% XYLD50/50100% EXCRX

Portfolio after 10yr

$25.8K

Annual income

$1,889.37/yr

Blended yield

7.31%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

EXCRX buys

XYLD buys

No recent congressional trades found for EXCRX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricEXCRXXYLD

Forward yield	4.26%	10.98% ✓
Annual dividend / share	$0.39	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$26.4K ✓	$25.3K
Annual income after 10y	$559.72	$3,219.02 ✓
Total dividends collected	$5.0K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: EXCRX vs XYLD ($10,000, DRIP)

Year	EXCRX Portfolio	EXCRX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,126	$425.92	$10,818	$1,098.39	+$308.00 → EXCRX
2	$12,348	$442.88	$11,738	$1,222.51	+$610.00 → EXCRX
3	$13,671	$459.35	$12,774	$1,364.64	+$897.00 → EXCRX
4	$15,104	$475.32	$13,944	$1,527.86	+$1.2K → EXCRX
5	$16,652	$490.77	$15,270	$1,715.87	+$1.4K → EXCRX
6	$18,323	$505.67	$16,775	$1,933.09	+$1.5K → EXCRX
7	$20,126	$520.02	$18,490	$2,184.87	+$1.6K → EXCRX
8	$22,068	$533.82	$20,450	$2,477.63	+$1.6K → EXCRX
9	$24,160	$547.05	$22,697	$2,819.19	+$1.5K → EXCRX
10	$26,411	$559.72	$25,280	$3,219.02	+$1.1K → EXCRX

EXCRX vs XYLD: Complete Analysis 2026

EXCRX — Stock

The Series will invest, under normal circumstances, at least 80% of its net assets in investment grade bonds and other financial instruments, principally derivative instruments and exchange-traded funds (ETFs), with economic characteristics similar to bonds. It may buy and sell futures contracts based on investment grade credit securities primarily for cash management purposes.

Full EXCRX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this EXCRX vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

EXCRX vs SCHD EXCRX vs JEPI EXCRX vs O EXCRX vs KO EXCRX vs MAIN EXCRX vs QYLD EXCRX vs JEPQ EXCRX vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.