HomeCompareEXSR vs SPHD

EXSR vs SPHD: Dividend Comparison 2026

EXSR yields 3.74% · SPHD yields 4.33%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 EXSR wins by $2.6K in total portfolio value· pulled ahead in Year 3
10 years
EXSR
EXSR
● Live price
3.74%
Share price
$138.90
Annual div
$5.20
5Y div CAGR
8.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.1K
Annual income
$1,180.54
Full EXSR calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — EXSR vs SPHD

📍 EXSR pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodEXSRSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, EXSR + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
EXSR pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

EXSR
Annual income on $10K today (after 15% tax)
$318.21/yr
After 10yr DRIP, annual income (after tax)
$1,003.46/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, EXSR beats the other by $517.84/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of EXSR + SPHD for your $10,000?

EXSR: 50%SPHD: 50%
100% SPHD50/50100% EXSR
Portfolio after 10yr
$27.8K
Annual income
$875.93/yr
Blended yield
3.15%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

EXSR buys
0
SPHD buys
0
No recent congressional trades found for EXSR or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricEXSRSPHD
Forward yield3.74%4.33%
Annual dividend / share$5.20$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR8.3%0%
Portfolio after 10y$29.1K$26.5K
Annual income after 10y$1,180.54$571.32
Total dividends collected$7.3K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: EXSR vs SPHD ($10,000, DRIP)

YearEXSR PortfolioEXSR Income/yrSPHD PortfolioSPHD Income/yrGap
1$11,105$405.44$11,133$432.85$28.00SPHD
2$12,339$455.73$12,363$450.36$24.00SPHD
3← crossover$13,715$512.49$13,695$467.39+$20.00EXSR
4$15,251$576.57$15,138$483.90+$113.00EXSR
5$16,968$648.96$16,697$499.88+$271.00EXSR
6$18,886$730.77$18,382$515.31+$504.00EXSR
7$21,032$823.28$20,198$530.17+$834.00EXSR
8$23,432$927.94$22,157$544.46+$1.3KEXSR
9$26,119$1,046.39$24,266$558.18+$1.9KEXSR
10$29,127$1,180.54$26,536$571.32+$2.6KEXSR

EXSR vs SPHD: Complete Analysis 2026

EXSRStock

Exchange Bank (Santa Rosa, CA), together with its subsidiaries, provides commercial and retail banking products and services to individuals and businesses in California. The company offers personal banking products and services, including checking and savings accounts; home loans, personal lines of credit, unsecured personal loans, and auto loans; overdraft line of credit accounts; and community rebuild loan programs. It also provides business banking products and services, such as business checking and savings accounts; merchant services; business equipment leasing; commercial real estate and construction loans; and business term loans, business line of credit, and small business administration (SBA) loans, as well as vineyard, winery, and agricultural loans. In addition, the company offers debit and credit cards; online and mobile banking services; and trust administration, investment management, and estate settlement services, as well as retirement accounts and plans. As of February 25, 2022, it operated 17 branches located in Sonoma County; and a commercial branch in Roseville, California. The company was founded in 1890 and is headquartered in Santa Rosa, California. Exchange Bank (Santa Rosa, CA) operates as a subsidiary of Frank P. Doyle Trust, Article IX.

Full EXSR Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.