Is EZRO or XYLD a better dividend investment in 2026?

EZRO currently yields 7.78% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between EZRO and XYLD?

EZRO has a forward dividend yield of 7.78% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 3.20 percentage points.

Home › Compare › EZRO vs XYLD

EZRO vs XYLD: Dividend Comparison 2026

EZRO yields 7.78% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 EZRO wins by $8.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

EZRO

● Live price

7.78%

Share price

$25.69

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$33.5K

Annual income

$1,274.50

Full EZRO calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — EZRO vs XYLD

📍 EZRO pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	EZRO	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, EZRO + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

EZRO pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

EZRO

Annual income on $10K today (after 15% tax)

$661.68/yr

After 10yr DRIP, annual income (after tax)

$1,083.33/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $1,652.84/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of EZRO + XYLD for your $10,000?

EZRO: 50%XYLD: 50%

100% XYLD50/50100% EZRO

Portfolio after 10yr

$29.4K

Annual income

$2,246.76/yr

Blended yield

7.65%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

EZRO buys

XYLD buys

No recent congressional trades found for EZRO or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricEZROXYLD

Forward yield	7.78%	10.98% ✓
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$33.5K ✓	$25.3K
Annual income after 10y	$1,274.50	$3,219.02 ✓
Total dividends collected	$10.3K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: EZRO vs XYLD ($10,000, DRIP)

Year	EZRO Portfolio	EZRO Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,478	$778.44	$10,818	$1,098.39	+$660.00 → EZRO
2	$13,117	$835.08	$11,738	$1,222.51	+$1.4K → EZRO
3	$14,927	$891.86	$12,774	$1,364.64	+$2.2K → EZRO
4	$16,920	$948.53	$13,944	$1,527.86	+$3.0K → EZRO
5	$19,110	$1,004.86	$15,270	$1,715.87	+$3.8K → EZRO
6	$21,508	$1,060.63	$16,775	$1,933.09	+$4.7K → EZRO
7	$24,129	$1,115.65	$18,490	$2,184.87	+$5.6K → EZRO
8	$26,988	$1,169.73	$20,450	$2,477.63	+$6.5K → EZRO
9	$30,100	$1,222.72	$22,697	$2,819.19	+$7.4K → EZRO
10	$33,481	$1,274.50	$25,280	$3,219.02	+$8.2K → EZRO

EZRO vs XYLD: Complete Analysis 2026

EZRO — Stock

EZRO is a passively managed fund-of-funds, selecting ETFs based on performance signals that alternate between bull and bear market conditions. The underlying index employs AI and proprietary algorithms to make this assessment. During bull market conditions, the portfolio allocates equally to sector, sub-sector, and thematic equity ETFs from various providers. During bear markets, the allocations shift to momentum leaders selected from bonds, treasuries, gold, and defensive ETFs. The portfolio is reconstituted and rebalanced at each month-end and following each shift in the overall market indicator.

Full EZRO Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.