HomeCompareFAAIX vs SCHD

FAAIX vs SCHD: Dividend Comparison 2026

FAAIX yields 7.50% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 FAAIX wins by $3.8K in total portfolio value
10 years
FAAIX
FAAIX
● Live price
7.50%
Share price
$29.18
Annual div
$2.19
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$32.9K
Annual income
$1,206.18
Full FAAIX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — FAAIX vs SCHD

📍 FAAIX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFAAIXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, FAAIX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FAAIX pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FAAIX
Annual income on $10K today (after 15% tax)
$637.35/yr
After 10yr DRIP, annual income (after tax)
$1,025.25/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, FAAIX beats the other by $663.20/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FAAIX + SCHD for your $10,000?

FAAIX: 50%SCHD: 50%
100% SCHD50/50100% FAAIX
Portfolio after 10yr
$30.9K
Annual income
$816.06/yr
Blended yield
2.64%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FAAIX buys
0
SCHD buys
0
No recent congressional trades found for FAAIX or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFAAIXSCHD
Forward yield7.50%3.46%
Annual dividend / share$2.19$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$32.9K$29.0K
Annual income after 10y$1,206.18$425.95
Total dividends collected$9.8K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: FAAIX vs SCHD ($10,000, DRIP)

YearFAAIX PortfolioFAAIX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,450$749.83$11,226$346.36+$224.00FAAIX
2$13,054$802.37$12,572$357.38+$482.00FAAIX
3$14,822$854.92$14,046$367.84+$776.00FAAIX
4$16,767$907.25$15,660$377.73+$1.1KFAAIX
5$18,900$959.15$17,425$387.07+$1.5KFAAIX
6$21,233$1,010.43$19,354$395.86+$1.9KFAAIX
7$23,781$1,060.91$21,461$404.13+$2.3KFAAIX
8$26,556$1,110.46$23,762$411.89+$2.8KFAAIX
9$29,574$1,158.92$26,272$419.15+$3.3KFAAIX
10$32,850$1,206.18$29,010$425.95+$3.8KFAAIX

FAAIX vs SCHD: Complete Analysis 2026

FAAIXStock

The investment seeks to maximize total return over the long term. The fund allocates its assets among three main asset classes: the stock class (equity securities of all types, including funds that invest in such securities), the bond class (fixed-income securities of all types maturing in more than one year, including lower-quality debt securities which are sometimes referred to as high yield debt securities or junk bonds, and funds that invest in such securities), and the short-term/money market class (fixed-income securities of all types maturing in one year or less, including funds that invest in such securities).

Full FAAIX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.