HomeCompareFACTX vs SCHD

FACTX vs SCHD: Dividend Comparison 2026

FACTX yields 16.64% · SCHD yields 3.46%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 FACTX wins by $30.3K in total portfolio value
10 years
FACTX
FACTX
● Live price
16.64%
Share price
$44.84
Annual div
$7.46
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$59.3K
Annual income
$4,624.94
Full FACTX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — FACTX vs SCHD

📍 FACTX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFACTXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, FACTX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FACTX pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FACTX
Annual income on $10K today (after 15% tax)
$1,414.52/yr
After 10yr DRIP, annual income (after tax)
$3,931.20/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, FACTX beats the other by $3,569.14/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FACTX + SCHD for your $10,000?

FACTX: 50%SCHD: 50%
100% SCHD50/50100% FACTX
Portfolio after 10yr
$44.2K
Annual income
$2,525.44/yr
Blended yield
5.72%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FACTX buys
0
SCHD buys
3
PoliticianChamberTickerTypeAmountDate
Virginia Foxx🏢 House$SCHD▼ Sell$50,001 - $100,0002023-03-08
Steve Cohen🏢 House$SCHD▲ Buy$50,001 - $100,0002022-07-29
Hakeem S. Jeffries🏢 House$SCHD▲ Buy$15,001 - $50,0002021-04-12
Mikie Sherrill🏢 House$SCHD▲ Buy$100,001 - $250,0002020-02-21
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFACTXSCHD
Forward yield16.64%3.46%
Annual dividend / share$7.46$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$59.3K$29.0K
Annual income after 10y$4,624.94$425.95
Total dividends collected$30.5K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: FACTX vs SCHD ($10,000, DRIP)

YearFACTX PortfolioFACTX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$12,364$1,664.14$11,226$346.36+$1.1KFACTX
2$15,153$1,922.96$12,572$357.38+$2.6KFACTX
3$18,416$2,202.46$14,046$367.84+$4.4KFACTX
4$22,206$2,501.65$15,660$377.73+$6.5KFACTX
5$26,580$2,819.26$17,425$387.07+$9.2KFACTX
6$31,595$3,153.76$19,354$395.86+$12.2KFACTX
7$37,310$3,503.48$21,461$404.13+$15.8KFACTX
8$43,788$3,866.56$23,762$411.89+$20.0KFACTX
9$51,094$4,241.05$26,272$419.15+$24.8KFACTX
10$59,296$4,624.94$29,010$425.95+$30.3KFACTX

FACTX vs SCHD: Complete Analysis 2026

FACTXStock

The fund normally invests primarily in common stocks. It invests at least 80% of assets in securities of companies principally engaged in the design, manufacture, or sale of products or services used for or in connection with health care or medicine. The fund invests in domestic and foreign issuers. It uses fundamental analysis of factors such as each issuer's financial condition and industry position, as well as market and economic conditions, to select investments.

Full FACTX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.