HomeCompareFACYF vs MO

FACYF vs MO: Dividend Comparison 2026

FACYF yields 0.64% · MO yields 6.36%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 MO wins by $59.5K in total portfolio value· pulled ahead in Year 3
10 years
FACYF
FACYF
● Live price
0.64%
Share price
$17.45
Annual div
$0.11
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.6K
Annual income
$66.95
Full FACYF calculator →
MO
Altria Group Inc.
● Live price
6.36%
Share price
$65.99
Annual div
$4.20
5Y div CAGR
22.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$80.1K
Annual income
$30,159.17
Full MO calculator →

Portfolio growth — FACYF vs MO

📍 MO pulled ahead of the other in Year 3

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFACYFMO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, FACYF + MO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FACYF pays
MO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FACYF
Annual income on $10K today (after 15% tax)
$54.59/yr
After 10yr DRIP, annual income (after tax)
$56.91/yr
MO
Annual income on $10K today (after 15% tax)
$540.99/yr
After 10yr DRIP, annual income (after tax)
$25,635.29/yr
At 15% tax rate, MO beats the other by $25,578.39/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FACYF + MO for your $10,000?

FACYF: 50%MO: 50%
100% MO50/50100% FACYF
Portfolio after 10yr
$50.3K
Annual income
$15,113.06/yr
Blended yield
30.02%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MO right now

FACYF
Analyst Ratings
1
Hold
Consensus: Hold
Altman Z
15.0
Piotroski
5/9
MO
Analyst Ratings
16
Buy
9
Hold
1
Sell
Consensus: Buy
Price Target
$61.25
-7.2% upside vs current
Range: $47.00 — $68.00
Altman Z
3.2
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FACYF buys
0
MO buys
0
No recent congressional trades found for FACYF or MO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFACYFMO
Forward yield0.64%6.36%
Annual dividend / share$0.11$4.20
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%22.6%
Portfolio after 10y$20.6K$80.1K
Annual income after 10y$66.95$30,159.17
Total dividends collected$657.00$74.5K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusHoldBuy

Year-by-year: FACYF vs MO ($10,000, DRIP)

YearFACYF PortfolioFACYF Income/yrMO PortfolioMO Income/yrGap
1$10,764$64.22$10,570$780.30+$194.00FACYF
2$11,582$64.60$11,381$1,032.90+$201.00FACYF
3← crossover$12,458$64.97$12,535$1,392.73$77.00MO
4$13,395$65.31$14,193$1,920.91$798.00MO
5$14,399$65.63$16,618$2,723.68$2.2KMO
6$15,473$65.93$20,263$3,993.80$4.8KMO
7$16,622$66.21$25,936$6,098.36$9.3KMO
8$17,852$66.47$35,166$9,775.01$17.3KMO
9$19,168$66.72$51,026$16,597.78$31.9KMO
10$20,577$66.95$80,113$30,159.17$59.5KMO

FACYF vs MO: Complete Analysis 2026

FACYFStock

Fancl Corporation engages in the manufacture and sale of cosmetics and dietary supplements. The company provides cosmetics, quasi-drugs, nutritional supplements, and other products in Japan and internationally. It also offers germinated brown rice and kale juice products; develops and distributes undergarments and fashion goods; and distributes cosmetics and nutritional supplements. In addition, the company operates as an insurance agency. It sells its products through online and catalogue, direct store, and wholesale channels. The company was founded in 1980 and is headquartered in Yokohama, Japan.

Full FACYF Calculator →

MOConsumer Staples

Altria Group, Inc., through its subsidiaries, manufactures and sells smokeable and oral tobacco products in the United States. The company provides cigarettes primarily under the Marlboro brand; cigars and pipe tobacco principally under the Black & Mild brand; and moist smokeless tobacco products under the Copenhagen, Skoal, Red Seal, and Husky brands, as well as provides on! oral nicotine pouches. It sells its tobacco products primarily to wholesalers, including distributors; and large retail organizations, such as chain stores. Altria Group, Inc. was founded in 1822 and is headquartered in Richmond, Virginia.

Full MO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.