Is FADCX or SPHD a better dividend investment in 2026?

FADCX currently yields 14.35% with a 5% 5-year dividend growth rate. SPHD yields 4.00% with 5% growth. The better choice depends on your goal: FADCX offers higher current income.

What is the dividend yield difference between FADCX and SPHD?

FADCX has a forward dividend yield of 14.35% ($3.66/share annually). SPHD yields 4.00% ($2.00/share annually). The yield gap is 10.35 percentage points.

Home › Compare › FADCX vs SPHD

FADCX vs SPHD: Dividend Comparison 2026

FADCX yields 14.35% · SPHD yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FADCX wins by $23.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

FADCX

● Live price

14.35%

Share price

$25.52

Annual div

$3.66

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$51.3K

Annual income

$3,489.99

Full FADCX calculator →

SPHD

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full SPHD calculator →

Portfolio growth — FADCX vs SPHD

📍 FADCX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FADCX	SPHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, FADCX + SPHD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

—

Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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FADCX pays

SPHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FADCX

Annual income on $10K today (after 15% tax)

$1,220.04/yr

After 10yr DRIP, annual income (after tax)

$2,966.49/yr

SPHD

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, FADCX beats the other by $2,202.18/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of FADCX + SPHD for your $10,000?

FADCX: 50%SPHD: 50%

100% SPHD50/50100% FADCX

Portfolio after 10yr

$39.7K

Annual income

$2,194.59/yr

Blended yield

5.53%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FADCX buys

SPHD buys

No recent congressional trades found for FADCX or SPHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFADCXSPHD

Forward yield	14.35% ✓	4.00%
Annual dividend / share	$3.66 ✓	$2.00
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	0%	5% ✓
Portfolio after 10y	$51.3K ✓	$28.0K
Annual income after 10y	$3,489.99 ✓	$899.19
Total dividends collected	$24.2K ✓	$6.4K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: FADCX vs SPHD ($10,000, DRIP)

Year	FADCX Portfolio	FADCX Income/yr	SPHD Portfolio	SPHD Income/yr	Gap
1← crossover	$12,135	$1,435.34	$11,120	$420.00	+$1.0K → FADCX
2	$14,613	$1,627.89	$12,357	$458.31	+$2.3K → FADCX
3	$17,468	$1,831.97	$13,721	$499.76	+$3.7K → FADCX
4	$20,737	$2,046.62	$15,227	$544.58	+$5.5K → FADCX
5	$24,459	$2,270.73	$16,885	$593.02	+$7.6K → FADCX
6	$28,674	$2,503.11	$18,713	$645.34	+$10.0K → FADCX
7	$33,424	$2,742.52	$20,724	$701.81	+$12.7K → FADCX
8	$38,752	$2,987.66	$22,938	$762.73	+$15.8K → FADCX
9	$44,701	$3,237.24	$25,372	$828.41	+$19.3K → FADCX
10	$51,321	$3,489.99	$28,047	$899.19	+$23.3K → FADCX

FADCX vs SPHD: Complete Analysis 2026

FADCX — Stock

The fund primarily invests in non-U.S. securities. It invests primarily in common stocks. The advisor allocates investments across different countries and regions. The advisor uses fundamental analysis of factors such as each issuer's financial condition and industry position, as well as market and economic conditions, to select investments.

Full FADCX Calculator →

SPHD — ETF

SPHD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in SPHD shares.

Full SPHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.