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FAFWX vs SCHD: Dividend Comparison 2026

FAFWX yields 3.31% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $4.3K in total portfolio value
10 years
FAFWX
FAFWX
● Live price
3.31%
Share price
$12.60
Annual div
$0.42
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.7K
Annual income
$409.28
Full FAFWX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — FAFWX vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFAFWXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, FAFWX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FAFWX pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FAFWX
Annual income on $10K today (after 15% tax)
$281.17/yr
After 10yr DRIP, annual income (after tax)
$347.89/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, SCHD beats the other by $14.17/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FAFWX + SCHD for your $10,000?

FAFWX: 50%SCHD: 50%
100% SCHD50/50100% FAFWX
Portfolio after 10yr
$26.9K
Annual income
$417.61/yr
Blended yield
1.55%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FAFWX buys
0
SCHD buys
3
PoliticianChamberTickerTypeAmountDate
Virginia Foxx🏢 House$SCHD▼ Sell$50,001 - $100,0002023-03-08
Steve Cohen🏢 House$SCHD▲ Buy$50,001 - $100,0002022-07-29
Hakeem S. Jeffries🏢 House$SCHD▲ Buy$15,001 - $50,0002021-04-12
Mikie Sherrill🏢 House$SCHD▲ Buy$100,001 - $250,0002020-02-21
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFAFWXSCHD
Forward yield3.31%3.46%
Annual dividend / share$0.42$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$24.7K$29.0K
Annual income after 10y$409.28$425.95
Total dividends collected$3.7K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: FAFWX vs SCHD ($10,000, DRIP)

YearFAFWX PortfolioFAFWX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,031$330.79$11,226$346.36$195.00SCHD
2$12,144$341.02$12,572$357.38$428.00SCHD
3$13,345$350.87$14,046$367.84$701.00SCHD
4$14,639$360.35$15,660$377.73$1.0KSCHD
5$16,034$369.44$17,425$387.07$1.4KSCHD
6$17,534$378.15$19,354$395.86$1.8KSCHD
7$19,148$386.49$21,461$404.13$2.3KSCHD
8$20,883$394.45$23,762$411.89$2.9KSCHD
9$22,747$402.05$26,272$419.15$3.5KSCHD
10$24,748$409.28$29,010$425.95$4.3KSCHD

FAFWX vs SCHD: Complete Analysis 2026

FAFWXStock

The investment seeks current income, long-term growth of capital and conservation of capital, with an emphasis on income and conservation of capital. The advisor will attempt to achieve its investment objectives by investing in a mix of American Funds in varying combinations and weightings over time. The underlying funds will typically seek to generate income from their investments and will primarily consist of fixed-income, equity-income and balanced funds. The fund is one of a suite of three American Funds Retirement Income Portfolios designed to help investors in or near retirement with a withdrawal program. It seeks to provide the lowest downside risk.

Full FAFWX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.