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FAIL vs JEPI: Dividend Comparison 2026

FAIL yields 0.65% · JEPI yields 8.56%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 JEPI wins by $8.7K in total portfolio value
10 years
FAIL
FAIL
● Live price
0.65%
Share price
$16.10
Annual div
$0.10
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.6K
Annual income
$67.98
Full FAIL calculator →
JEPI
JPMorgan Equity Premium Income ETF
● Live price
8.56%
Share price
$55.65
Annual div
$4.76
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.3K
Annual income
$1,573.67
Full JEPI calculator →

Portfolio growth — FAIL vs JEPI

📍 JEPI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFAILJEPI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, FAIL + JEPI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FAIL pays
JEPI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FAIL
Annual income on $10K today (after 15% tax)
$55.39/yr
After 10yr DRIP, annual income (after tax)
$57.78/yr
JEPI
Annual income on $10K today (after 15% tax)
$727.38/yr
After 10yr DRIP, annual income (after tax)
$1,337.62/yr
At 15% tax rate, JEPI beats the other by $1,279.84/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FAIL + JEPI for your $10,000?

FAIL: 50%JEPI: 50%
100% JEPI50/50100% FAIL
Portfolio after 10yr
$25.0K
Annual income
$820.82/yr
Blended yield
3.29%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FAIL buys
0
JEPI buys
0
No recent congressional trades found for FAIL or JEPI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFAILJEPI
Forward yield0.65%8.56%
Annual dividend / share$0.10$4.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$20.6K$29.3K
Annual income after 10y$67.98$1,573.67
Total dividends collected$667.00$12.0K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: FAIL vs JEPI ($10,000, DRIP)

YearFAIL PortfolioFAIL Income/yrJEPI PortfolioJEPI Income/yrGap
1← crossover$10,765$65.16$11,276$855.74$511.00JEPI
2$11,584$65.56$12,675$926.02$1.1KJEPI
3$12,461$65.93$14,207$999.01$1.7KJEPI
4$13,400$66.28$15,878$1,074.57$2.5KJEPI
5$14,404$66.61$17,697$1,152.57$3.3KJEPI
6$15,479$66.92$19,674$1,232.87$4.2KJEPI
7$16,630$67.21$21,815$1,315.29$5.2KJEPI
8$17,862$67.48$24,131$1,399.68$6.3KJEPI
9$19,180$67.74$26,630$1,485.86$7.5KJEPI
10$20,590$67.98$29,323$1,573.67$8.7KJEPI

FAIL vs JEPI: Complete Analysis 2026

FAILStock

Under normal market conditions, the fund’s bond portfolio invests at least 40% of its total assets in investment grade, intermediate U.S. treasuries and TIPS and at least 40% of its total assets in ex-U.S. sovereign bonds, including investment grade and non-investment grade bonds issued by developed and emerging market governments with short and intermediate durations. The investment adviser intends to spend approximately one percent of the fund’s total assets per month to purchase put options.

Full FAIL Calculator →

JEPIETF

The fund seeks to provide the majority of the returns associated with its primary benchmark, the Standard & Poor's 500 Total Return Index (S&P 500 Index), while exposing investors to less risk through lower volatility and still offering incremental income. Under normal circumstances, the fund invests at least 80% of its assets in equity securities. It may also invest in other equity securities not included in the S&P 500 Index.

Full JEPI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.