Is FAJTX or SCHD a better dividend investment in 2026?

FAJTX currently yields 6.06% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: FAJTX offers higher current income.

What is the dividend yield difference between FAJTX and SCHD?

FAJTX has a forward dividend yield of 6.06% ($1.68/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 2.60 percentage points.

Home › Compare › FAJTX vs SCHD

FAJTX vs SCHD: Dividend Comparison 2026

FAJTX yields 6.06% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FAJTX wins by $827.00 in total portfolio value

INVESTMENT

TIME HORIZON10 years

FAJTX

● Live price

6.06%

Share price

$27.75

Annual div

$1.68

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.8K

Annual income

$891.88

Full FAJTX calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — FAJTX vs SCHD

📍 FAJTX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FAJTX	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, FAJTX + SCHD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

FAJTX pays

SCHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FAJTX

Annual income on $10K today (after 15% tax)

$515.21/yr

After 10yr DRIP, annual income (after tax)

$758.10/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, FAJTX beats the other by $396.04/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FAJTX + SCHD for your $10,000?

FAJTX: 50%SCHD: 50%

100% SCHD50/50100% FAJTX

Portfolio after 10yr

$29.4K

Annual income

$658.91/yr

Blended yield

2.24%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FAJTX buys

SCHD buys

No recent congressional trades found for FAJTX or SCHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFAJTXSCHD

Forward yield	6.06% ✓	3.46%
Annual dividend / share	$1.68 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$29.8K ✓	$29.0K
Annual income after 10y	$891.88 ✓	$425.95
Total dividends collected	$7.5K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: FAJTX vs SCHD ($10,000, DRIP)

Year	FAJTX Portfolio	FAJTX Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$11,306	$606.13	$11,226	$346.36	+$80.00 → FAJTX
2	$12,738	$640.46	$12,572	$357.38	+$166.00 → FAJTX
3	$14,304	$674.37	$14,046	$367.84	+$258.00 → FAJTX
4	$16,013	$707.73	$15,660	$377.73	+$353.00 → FAJTX
5	$17,874	$740.46	$17,425	$387.07	+$449.00 → FAJTX
6	$19,898	$772.46	$19,354	$395.86	+$544.00 → FAJTX
7	$22,095	$803.66	$21,461	$404.13	+$634.00 → FAJTX
8	$24,475	$834.00	$23,762	$411.89	+$713.00 → FAJTX
9	$27,052	$863.42	$26,272	$419.15	+$780.00 → FAJTX
10	$29,837	$891.88	$29,010	$425.95	+$827.00 → FAJTX

FAJTX vs SCHD: Complete Analysis 2026

FAJTX — Stock

The fund normally invests a greater portion of its assets in fixed income, equity-income and balanced funds as it approaches and passes its target date. The advisor attempts to achieve its investment objectives by investing in a mix of American Funds in different combinations and weightings. The underlying American Funds represent a variety of fund categories, including growth funds, growth-and-income funds, equity-income funds, balanced funds and fixed income funds. The fund categories represent differing investment objectives and strategies.

Full FAJTX Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.