Is FAKTX or SCHD a better dividend investment in 2026?

FAKTX currently yields 7.65% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: FAKTX offers higher current income.

What is the dividend yield difference between FAKTX and SCHD?

FAKTX has a forward dividend yield of 7.65% ($0.96/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 4.19 percentage points.

Home › Compare › FAKTX vs SCHD

FAKTX vs SCHD: Dividend Comparison 2026

FAKTX yields 7.65% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FAKTX wins by $4.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

FAKTX

● Live price

7.65%

Share price

$12.59

Annual div

$0.96

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$33.2K

Annual income

$1,243.23

Full FAKTX calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — FAKTX vs SCHD

📍 FAKTX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FAKTX	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, FAKTX + SCHD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

FAKTX pays

SCHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FAKTX

Annual income on $10K today (after 15% tax)

$650.63/yr

After 10yr DRIP, annual income (after tax)

$1,056.75/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, FAKTX beats the other by $694.69/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of FAKTX + SCHD for your $10,000?

FAKTX: 50%SCHD: 50%

100% SCHD50/50100% FAKTX

Portfolio after 10yr

$31.1K

Annual income

$834.58/yr

Blended yield

2.68%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FAKTX buys

SCHD buys

No recent congressional trades found for FAKTX or SCHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFAKTXSCHD

Forward yield	7.65% ✓	3.46%
Annual dividend / share	$0.96	$1.06 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$33.2K ✓	$29.0K
Annual income after 10y	$1,243.23 ✓	$425.95
Total dividends collected	$10.1K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: FAKTX vs SCHD ($10,000, DRIP)

Year	FAKTX Portfolio	FAKTX Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$11,465	$765.45	$11,226	$346.36	+$239.00 → FAKTX
2	$13,088	$820.21	$12,572	$357.38	+$516.00 → FAKTX
3	$14,879	$875.04	$14,046	$367.84	+$833.00 → FAKTX
4	$16,851	$929.72	$15,660	$377.73	+$1.2K → FAKTX
5	$19,014	$984.01	$17,425	$387.07	+$1.6K → FAKTX
6	$21,383	$1,037.71	$19,354	$395.86	+$2.0K → FAKTX
7	$23,970	$1,090.64	$21,461	$404.13	+$2.5K → FAKTX
8	$26,791	$1,142.63	$23,762	$411.89	+$3.0K → FAKTX
9	$29,860	$1,193.54	$26,272	$419.15	+$3.6K → FAKTX
10	$33,193	$1,243.23	$29,010	$425.95	+$4.2K → FAKTX

FAKTX vs SCHD: Complete Analysis 2026

FAKTX — Stock

The investment seeks growth, income and conservation of capital. The fund normally invests a greater portion of its assets in fixed income, equity-income and balanced funds as it continues past its target date. The advisor attempts to achieve its investment objectives by investing in a mix of American Funds in different combinations and weightings. The underlying American Funds represent a variety of fund categories, including growth-and-income funds, equity-income funds, balanced funds and fixed income funds. The fund categories represent differing investment objectives.

Full FAKTX Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.