Is FANDF or FCPT a better dividend investment in 2026?

FANDF currently yields 5.11% with a 5% 5-year dividend growth rate. FCPT yields 6.05% with 5% growth. The better choice depends on your goal: FCPT offers higher current income.

What is the dividend yield difference between FANDF and FCPT?

FANDF has a forward dividend yield of 5.11% ($0.26/share annually). FCPT yields 6.05% ($1.43/share annually). The yield gap is 0.94 percentage points.

Home › Compare › FANDF vs FCPT

FANDF vs FCPT: Dividend Comparison 2026

FANDF yields 5.11% · FCPT yields 6.05%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FANDF wins by $284.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

FANDF

● Live price

5.11%

Share price

$5.02

Annual div

$0.26

5Y div CAGR

43.2%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$333.2K

Annual income

$161,686.69

Full FANDF calculator →

FCPT

● Live price

6.05%

Share price

$23.65

Annual div

$1.43

5Y div CAGR

15.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$49.1K

Annual income

$5,775.28

Full FCPT calculator →

Portfolio growth — FANDF vs FCPT

📍 FANDF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FANDF	FCPT
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, FANDF + FCPT cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

FANDF pays

FCPT pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FANDF

Annual income on $10K today (after 15% tax)

$434.75/yr

After 10yr DRIP, annual income (after tax)

$137,433.69/yr

FCPT

Annual income on $10K today (after 15% tax)

$514.49/yr

After 10yr DRIP, annual income (after tax)

$4,908.99/yr

At 15% tax rate, FANDF beats the other by $132,524.70/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of FANDF + FCPT for your $10,000?

FANDF: 50%FCPT: 50%

100% FCPT50/50100% FANDF

Portfolio after 10yr

$191.1K

Annual income

$83,730.99/yr

Blended yield

43.81%

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Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

FANDF

Analyst Ratings

Buy

Consensus: Buy

Altman Z

0.5

Piotroski

4/9

FCPT

Analyst Ratings

Buy

Hold

Consensus: Hold

Price Target

$27.00

+14.2% upside vs current

Range: $25.00 — $29.00

Altman Z

1.4

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FANDF buys

FCPT buys

No recent congressional trades found for FANDF or FCPT in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFANDFFCPT

Forward yield	5.11%	6.05% ✓
Annual dividend / share	$0.26	$1.43 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	43.2% ✓	15.8%
Portfolio after 10y	$333.2K ✓	$49.1K
Annual income after 10y	$161,686.69 ✓	$5,775.28
Total dividends collected	$292.7K ✓	$24.1K
Payment frequency	quarterly	quarterly
Sector	Stock	REIT
Analyst consensus	Buy	Hold

Year-by-year: FANDF vs FCPT ($10,000, DRIP)

Year	FANDF Portfolio	FANDF Income/yr	FCPT Portfolio	FCPT Income/yr	Gap
1← crossover	$11,432	$732.42	$11,401	$700.92	+$31.00 → FANDF
2	$13,353	$1,120.62	$13,064	$864.84	+$289.00 → FANDF
3	$16,040	$1,751.73	$15,051	$1,072.48	+$989.00 → FANDF
4	$19,979	$2,816.02	$17,442	$1,337.22	+$2.5K → FANDF
5	$26,071	$4,694.19	$20,340	$1,677.08	+$5.7K → FANDF
6	$36,094	$8,198.18	$23,880	$2,116.57	+$12.2K → FANDF
7	$53,811	$15,189.90	$28,241	$2,689.36	+$25.6K → FANDF
8	$87,885	$30,307.12	$33,660	$3,442.07	+$54.2K → FANDF
9	$160,281	$66,244.10	$40,456	$4,439.95	+$119.8K → FANDF
10	$333,187	$161,686.69	$49,063	$5,775.28	+$284.1K → FANDF

FANDF vs FCPT: Complete Analysis 2026

FANDF — Stock

FirstRand Limited, together with its subsidiaries, provides banking, transactional, lending, investment, and insurance products and services in South Africa, rest of Africa, the United Kingdom, and internationally. The company offers deposit and savings products; personal loans; and asset and invoice finance, as well as SME commercial, residential, and buy-to-let mortgages. It also provides life and short-term insurance products; card-acquiring services; and vehicle finance, installment credit and fleet management, and corporate and investment banking services. In addition, the company offers asset management, as well as vehicle-related insurance services. It serves retail, commercial, corporate, and public sector customers, as well as small business, agricultural, medium corporate, parastatal, and government entities. The company was incorporated in 1966 and is based in Sandton, South Africa.

Full FANDF Calculator →

FCPT — REIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.