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FANDF vs GIS: Dividend Comparison 2026

FANDF yields 5.11% · GIS yields 6.53%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 FANDF wins by $254.3K in total portfolio value· pulled ahead in Year 3
10 years
FANDF
FANDF
● Live price
5.11%
Share price
$5.02
Annual div
$0.26
5Y div CAGR
43.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$333.2K
Annual income
$161,686.69
Full FANDF calculator →
GIS
GIS
● Live price
6.53%
Share price
$37.22
Annual div
$2.43
5Y div CAGR
22.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$78.8K
Annual income
$16,211.26
Full GIS calculator →

Portfolio growth — FANDF vs GIS

📍 FANDF pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFANDFGIS
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, FANDF + GIS cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FANDF pays
GIS pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FANDF
Annual income on $10K today (after 15% tax)
$434.75/yr
After 10yr DRIP, annual income (after tax)
$137,433.69/yr
GIS
Annual income on $10K today (after 15% tax)
$554.94/yr
After 10yr DRIP, annual income (after tax)
$13,779.57/yr
At 15% tax rate, FANDF beats the other by $123,654.12/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FANDF + GIS for your $10,000?

FANDF: 50%GIS: 50%
100% GIS50/50100% FANDF
Portfolio after 10yr
$206.0K
Annual income
$88,948.98/yr
Blended yield
43.18%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on GIS right now

FANDF
Analyst Ratings
2
Buy
Consensus: Buy
Altman Z
0.5
Piotroski
4/9
GIS
Analyst Ratings
9
Buy
19
Hold
6
Sell
Consensus: Hold
Price Target
$47.42
+27.4% upside vs current
Range: $35.00 — $63.00
Altman Z
2.2
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FANDF buys
0
GIS buys
0
No recent congressional trades found for FANDF or GIS in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFANDFGIS
Forward yield5.11%6.53%
Annual dividend / share$0.26$2.43
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR43.2%22.8%
Portfolio after 10y$333.2K$78.8K
Annual income after 10y$161,686.69$16,211.26
Total dividends collected$292.7K$50.8K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyHold

Year-by-year: FANDF vs GIS ($10,000, DRIP)

YearFANDF PortfolioFANDF Income/yrGIS PortfolioGIS Income/yrGap
1$11,432$732.42$11,502$801.73$70.00GIS
2$13,353$1,120.62$13,365$1,058.29$12.00GIS
3← crossover$16,040$1,751.73$15,712$1,411.34+$328.00FANDF
4$19,979$2,816.02$18,716$1,904.17+$1.3KFANDF
5$26,071$4,694.19$22,629$2,603.16+$3.4KFANDF
6$36,094$8,198.18$27,826$3,612.21+$8.3KFANDF
7$53,811$15,189.90$34,871$5,097.54+$18.9KFANDF
8$87,885$30,307.12$44,643$7,331.52+$43.2KFANDF
9$160,281$66,244.10$58,541$10,772.15+$101.7KFANDF
10$333,187$161,686.69$78,850$16,211.26+$254.3KFANDF

FANDF vs GIS: Complete Analysis 2026

FANDFStock

FirstRand Limited, together with its subsidiaries, provides banking, transactional, lending, investment, and insurance products and services in South Africa, rest of Africa, the United Kingdom, and internationally. The company offers deposit and savings products; personal loans; and asset and invoice finance, as well as SME commercial, residential, and buy-to-let mortgages. It also provides life and short-term insurance products; card-acquiring services; and vehicle finance, installment credit and fleet management, and corporate and investment banking services. In addition, the company offers asset management, as well as vehicle-related insurance services. It serves retail, commercial, corporate, and public sector customers, as well as small business, agricultural, medium corporate, parastatal, and government entities. The company was incorporated in 1966 and is based in Sandton, South Africa.

Full FANDF Calculator →

GISConsumer Staples

General Mills, Inc. manufactures and markets branded consumer foods worldwide. The company operates in five segments: North America Retail; Convenience Stores & Foodservice; Europe & Australia; Asia & Latin America; and Pet. It offers ready-to-eat cereals, refrigerated yogurt, soup, meal kits, refrigerated and frozen dough products, dessert and baking mixes, bakery flour, frozen pizza and pizza snacks, snack bars, fruit and salty snacks, ice cream, nutrition bars, wellness beverages, and savory and grain snacks, as well as various organic products, including frozen and shelf-stable vegetables. It also supplies branded and unbranded food products to the North American foodservice and commercial baking industries; and manufactures and markets pet food products, including dog and cat food. The company markets its products under the Annie's, Betty Crocker, Bisquick, Blue Buffalo, Blue Basics, Blue Freedom, Bugles, Cascadian Farm, Cheerios, Chex, Cinnamon Toast Crunch, Cocoa Puffs, Cookie Crisp, EPIC, Fiber One, Food Should Taste Good, Fruit by the Foot, Fruit Gushers, Fruit Roll-Ups, Gardetto's, Go-Gurt, Gold Medal, Golden Grahams, Häagen-Dazs, Helpers, Jus-Rol, Kitano, Kix, Lärabar, Latina, Liberté, Lucky Charms, Muir Glen, Nature Valley, Oatmeal Crisp, Old El Paso, Oui, Pillsbury, Progresso, Raisin Nut Bran, Total, Totino's, Trix, Wanchai Ferry, Wheaties, Wilderness, Yoki, and Yoplait trademarks. It sells its products directly, as well as through broker and distribution arrangements to grocery stores, mass merchandisers, membership stores, natural food chains, e-commerce retailers, commercial and noncommercial foodservice distributors and operators, restaurants, convenience stores, and pet specialty stores, as well as drug, dollar, and discount chains. The company operates 466 leased and 392 franchise ice cream parlors. General Mills, Inc. was founded in 1866 and is headquartered in Minneapolis, Minnesota.

Full GIS Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.