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FANDF vs PM: Dividend Comparison 2026

FANDF yields 5.11% · PM yields 3.48%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 FANDF wins by $283.6K in total portfolio value· pulled ahead in Year 3
10 years
FANDF
FANDF
● Live price
5.11%
Share price
$5.02
Annual div
$0.26
5Y div CAGR
43.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$333.2K
Annual income
$161,686.69
Full FANDF calculator →
PM
Philip Morris International
● Live price
3.48%
Share price
$165.34
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,492.02
Full PM calculator →

Portfolio growth — FANDF vs PM

📍 FANDF pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFANDFPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, FANDF + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FANDF pays
PM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FANDF
Annual income on $10K today (after 15% tax)
$434.75/yr
After 10yr DRIP, annual income (after tax)
$137,433.69/yr
PM
Annual income on $10K today (after 15% tax)
$296.12/yr
After 10yr DRIP, annual income (after tax)
$2,118.22/yr
At 15% tax rate, FANDF beats the other by $135,315.47/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FANDF + PM for your $10,000?

FANDF: 50%PM: 50%
100% PM50/50100% FANDF
Portfolio after 10yr
$191.4K
Annual income
$82,089.36/yr
Blended yield
42.89%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

FANDF
Analyst Ratings
2
Buy
Consensus: Buy
Altman Z
0.5
Piotroski
4/9
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.5% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FANDF buys
0
PM buys
0
No recent congressional trades found for FANDF or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFANDFPM
Forward yield5.11%3.48%
Annual dividend / share$0.26$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR43.2%17.2%
Portfolio after 10y$333.2K$49.6K
Annual income after 10y$161,686.69$2,492.02
Total dividends collected$292.7K$11.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyBuy

Year-by-year: FANDF vs PM ($10,000, DRIP)

YearFANDF PortfolioFANDF Income/yrPM PortfolioPM Income/yrGap
1$11,432$732.42$11,648$408.29$216.00PM
2$13,353$1,120.62$13,589$495.90$236.00PM
3← crossover$16,040$1,751.73$15,877$603.21+$163.00FANDF
4$19,979$2,816.02$18,580$734.88+$1.4KFANDF
5$26,071$4,694.19$21,781$896.75+$4.3KFANDF
6$36,094$8,198.18$25,578$1,096.12+$10.5KFANDF
7$53,811$15,189.90$30,092$1,342.17+$23.7KFANDF
8$87,885$30,307.12$35,470$1,646.46+$52.4KFANDF
9$160,281$66,244.10$41,892$2,023.58+$118.4KFANDF
10$333,187$161,686.69$49,578$2,492.02+$283.6KFANDF

FANDF vs PM: Complete Analysis 2026

FANDFStock

FirstRand Limited, together with its subsidiaries, provides banking, transactional, lending, investment, and insurance products and services in South Africa, rest of Africa, the United Kingdom, and internationally. The company offers deposit and savings products; personal loans; and asset and invoice finance, as well as SME commercial, residential, and buy-to-let mortgages. It also provides life and short-term insurance products; card-acquiring services; and vehicle finance, installment credit and fleet management, and corporate and investment banking services. In addition, the company offers asset management, as well as vehicle-related insurance services. It serves retail, commercial, corporate, and public sector customers, as well as small business, agricultural, medium corporate, parastatal, and government entities. The company was incorporated in 1966 and is based in Sandton, South Africa.

Full FANDF Calculator →

PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

Full PM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.