HomeCompareFBPA vs SCHD

FBPA vs SCHD: Dividend Comparison 2026

FBPA yields 4.11% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 FBPA wins by $9.0K in total portfolio value· pulled ahead in Year 3
10 years
FBPA
FBPA
● Live price
4.11%
Share price
$28.00
Annual div
$1.15
5Y div CAGR
16.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$38.0K
Annual income
$3,388.31
Full FBPA calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — FBPA vs SCHD

📍 FBPA pulled ahead of the other in Year 3

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFBPASCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, FBPA + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FBPA pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FBPA
Annual income on $10K today (after 15% tax)
$349.11/yr
After 10yr DRIP, annual income (after tax)
$2,880.06/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, FBPA beats the other by $2,518.01/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FBPA + SCHD for your $10,000?

FBPA: 50%SCHD: 50%
100% SCHD50/50100% FBPA
Portfolio after 10yr
$33.5K
Annual income
$1,907.13/yr
Blended yield
5.69%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FBPA buys
0
SCHD buys
0
No recent congressional trades found for FBPA or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFBPASCHD
Forward yield4.11%3.46%
Annual dividend / share$1.15$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR16.7%0%
Portfolio after 10y$38.0K$29.0K
Annual income after 10y$3,388.31$425.95
Total dividends collected$14.9K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: FBPA vs SCHD ($10,000, DRIP)

YearFBPA PortfolioFBPA Income/yrSCHD PortfolioSCHD Income/yrGap
1$11,179$479.30$11,226$346.36$47.00SCHD
2$12,546$584.40$12,572$357.38$26.00SCHD
3← crossover$14,140$715.32$14,046$367.84+$94.00FBPA
4$16,009$879.26$15,660$377.73+$349.00FBPA
5$18,215$1,085.72$17,425$387.07+$790.00FBPA
6$20,838$1,347.35$19,354$395.86+$1.5KFBPA
7$23,977$1,681.05$21,461$404.13+$2.5KFBPA
8$27,765$2,109.70$23,762$411.89+$4.0KFBPA
9$32,373$2,664.47$26,272$419.15+$6.1KFBPA
10$38,028$3,388.31$29,010$425.95+$9.0KFBPA

FBPA vs SCHD: Complete Analysis 2026

FBPAStock

The Farmers Bank of Appomattox provides personal and business banking products and services. Its deposit products include checking and savings accounts, individual retirement accounts, and certificates of deposit. The company's loan portfolio comprises auto, personal, mortgage, agricultural, equipment, and commercial real estate loans, as well as commercial credit lines. In addition, it offers check, credit, and gift cards, as well as safe deposit box, ATM, cash management, merchant/night deposit, Internet banking, mobile banking, wire transfer, overdraft protection, cashier's check, and savings bonds redemption services. The company serves customers located in the Counties of Appomattox, Buckingham, Campbell, and Prince Edward, Virginia. The Farmers Bank of Appomattox was founded in 1918 and is headquartered in Appomattox, Virginia.

Full FBPA Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
📬

Get this FBPA vs SCHD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

FBPA vs JEPIFBPA vs OFBPA vs KOFBPA vs MAINFBPA vs VYMFBPA vs DGROFBPA vs VIGFBPA vs HDV

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.