Is FBVI or RYLD a better dividend investment in 2026?

FBVI currently yields 4.27% with a 5% 5-year dividend growth rate. RYLD yields 12.39% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between FBVI and RYLD?

FBVI has a forward dividend yield of 4.27% ($1.41/share annually). RYLD yields 12.39% ($1.81/share annually). The yield gap is 8.12 percentage points.

Home › Compare › FBVI vs RYLD

FBVI vs RYLD: Dividend Comparison 2026

FBVI yields 4.27% · RYLD yields 12.39%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RYLD wins by $12.4K in total portfolio value

INVESTMENT

TIME HORIZON10 years

FBVI

● Live price

4.27%

Share price

$33.00

Annual div

$1.41

5Y div CAGR

11%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$32.8K

Annual income

$1,907.28

Full FBVI calculator →

RYLD

● Live price

12.39%

Share price

$14.64

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$45.3K

Annual income

$2,682.98

Full RYLD calculator →

Portfolio growth — FBVI vs RYLD

📍 RYLD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FBVI	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, FBVI + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

—

Jun

—

Jul

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Aug

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Sep

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Oct

—

Nov

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Dec

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FBVI pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FBVI

Annual income on $10K today (after 15% tax)

$363.18/yr

After 10yr DRIP, annual income (after tax)

$1,621.19/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,053.44/yr

After 10yr DRIP, annual income (after tax)

$2,280.53/yr

At 15% tax rate, RYLD beats the other by $659.35/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of FBVI + RYLD for your $10,000?

FBVI: 50%RYLD: 50%

100% RYLD50/50100% FBVI

Portfolio after 10yr

$39.0K

Annual income

$2,295.13/yr

Blended yield

5.88%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FBVI buys

RYLD buys

No recent congressional trades found for FBVI or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFBVIRYLD

Forward yield	4.27%	12.39% ✓
Annual dividend / share	$1.41	$1.81 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	11% ✓	0%
Portfolio after 10y	$32.8K	$45.3K ✓
Annual income after 10y	$1,907.28	$2,682.98 ✓
Total dividends collected	$10.4K	$19.4K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: FBVI vs RYLD ($10,000, DRIP)

Year	FBVI Portfolio	FBVI Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$11,174	$474.27	$11,939	$1,239.34	$765.00 → RYLD
2	$12,506	$549.78	$14,158	$1,382.89	$1.7K → RYLD
3	$14,020	$638.31	$16,682	$1,532.59	$2.7K → RYLD
4	$15,744	$742.32	$19,537	$1,687.64	$3.8K → RYLD
5	$17,711	$864.75	$22,752	$1,847.20	$5.0K → RYLD
6	$19,959	$1,009.15	$26,355	$2,010.43	$6.4K → RYLD
7	$22,536	$1,179.81	$30,376	$2,176.45	$7.8K → RYLD
8	$25,496	$1,381.93	$34,847	$2,344.43	$9.4K → RYLD
9	$28,902	$1,621.85	$39,800	$2,513.54	$10.9K → RYLD
10	$32,833	$1,907.28	$45,269	$2,682.98	$12.4K → RYLD

FBVI vs RYLD: Complete Analysis 2026

FBVI — Stock

FCN Banc Corp. operates as the bank holding company for FCN Bank, NA that provides personal and commercial banking services in southeast Indiana and southwest Ohio. The company provides checking, savings, individual retirement, sweep, money market, and health savings accounts; and certificates of deposits. It also offers home buyer, home equity, construction, and refinance loans; commercial real estate, auto, small business, and farm loans; and working capital lines of credit and home equity line of credit, as well as residential, multi-family and nonresidential, and nonresidential real estate loans, as well as mortgages. In addition, the company provides merchant, mobile and online banking, payroll, direct deposit, and cash management services. FCN Banc Corp. was founded in 1901 and is headquartered in Brookville, Indiana.

Full FBVI Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.