Is FCAMX or QYLD a better dividend investment in 2026?

FCAMX currently yields 4.01% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between FCAMX and QYLD?

FCAMX has a forward dividend yield of 4.01% ($0.39/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 7.91 percentage points.

Home › Compare › FCAMX vs QYLD

FCAMX vs QYLD: Dividend Comparison 2026

FCAMX yields 4.01% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 QYLD wins by $2.5K in total portfolio value· pulled ahead in Year 9

INVESTMENT

TIME HORIZON10 years

FCAMX

● Live price

4.01%

Share price

$9.61

Annual div

$0.39

5Y div CAGR

-12.9%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$22.9K

Annual income

$116.58

Full FCAMX calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — FCAMX vs QYLD

📍 QYLD pulled ahead of the other in Year 9

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FCAMX	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, FCAMX + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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FCAMX pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FCAMX

Annual income on $10K today (after 15% tax)

$340.63/yr

After 10yr DRIP, annual income (after tax)

$99.09/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,711.32/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of FCAMX + QYLD for your $10,000?

FCAMX: 50%QYLD: 50%

100% QYLD50/50100% FCAMX

Portfolio after 10yr

$24.1K

Annual income

$2,887.95/yr

Blended yield

11.96%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FCAMX buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFCAMXQYLD

Forward yield	4.01%	11.92% ✓
Annual dividend / share	$0.39	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-12.9%	0% ✓
Portfolio after 10y	$22.9K	$25.4K ✓
Annual income after 10y	$116.58	$5,659.31 ✓
Total dividends collected	$2.2K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: FCAMX vs QYLD ($10,000, DRIP)

Year	FCAMX Portfolio	FCAMX Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1	$11,049	$349.04	$10,352	$1,192.36	+$697.00 → FCAMX
2	$12,136	$313.93	$10,830	$1,347.57	+$1.3K → FCAMX
3	$13,267	$280.70	$11,460	$1,539.07	+$1.8K → FCAMX
4	$14,445	$249.77	$12,275	$1,777.84	+$2.2K → FCAMX
5	$15,678	$221.38	$13,323	$2,078.95	+$2.4K → FCAMX
6	$16,971	$195.58	$14,667	$2,463.34	+$2.3K → FCAMX
7	$18,331	$172.34	$16,396	$2,960.57	+$1.9K → FCAMX
8	$19,766	$151.53	$18,631	$3,612.97	+$1.1K → FCAMX
9← crossover	$21,282	$133.00	$21,548	$4,482.15	$266.00 → QYLD
10	$22,889	$116.58	$25,398	$5,659.31	$2.5K → QYLD

FCAMX vs QYLD: Complete Analysis 2026

FCAMX — Stock

The fund invests at least 80% of its net assets in municipal securities whose interest is free from regular federal income taxes and from California personal income taxes. It also may have up to 100% of its assets in securities that pay interest subject to the federal alternative minimum tax. The fund also may invest up to 35% of its total assets in municipal securities issued by U.S. territories.

Full FCAMX Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.