HomeCompareFCAMX vs SPHD

FCAMX vs SPHD: Dividend Comparison 2026

FCAMX yields 4.01% · SPHD yields 4.33%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SPHD wins by $3.6K in total portfolio value
10 years
FCAMX
FCAMX
● Live price
4.01%
Share price
$9.61
Annual div
$0.39
5Y div CAGR
-12.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22.9K
Annual income
$116.58
Full FCAMX calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — FCAMX vs SPHD

📍 SPHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFCAMXSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, FCAMX + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FCAMX pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FCAMX
Annual income on $10K today (after 15% tax)
$340.63/yr
After 10yr DRIP, annual income (after tax)
$99.09/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, SPHD beats the other by $386.53/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FCAMX + SPHD for your $10,000?

FCAMX: 50%SPHD: 50%
100% SPHD50/50100% FCAMX
Portfolio after 10yr
$24.7K
Annual income
$343.95/yr
Blended yield
1.39%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FCAMX buys
0
SPHD buys
0
No recent congressional trades found for FCAMX or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFCAMXSPHD
Forward yield4.01%4.33%
Annual dividend / share$0.39$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-12.9%0%
Portfolio after 10y$22.9K$26.5K
Annual income after 10y$116.58$571.32
Total dividends collected$2.2K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: FCAMX vs SPHD ($10,000, DRIP)

YearFCAMX PortfolioFCAMX Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,049$349.04$11,133$432.85$84.00SPHD
2$12,136$313.93$12,363$450.36$227.00SPHD
3$13,267$280.70$13,695$467.39$428.00SPHD
4$14,445$249.77$15,138$483.90$693.00SPHD
5$15,678$221.38$16,697$499.88$1.0KSPHD
6$16,971$195.58$18,382$515.31$1.4KSPHD
7$18,331$172.34$20,198$530.17$1.9KSPHD
8$19,766$151.53$22,157$544.46$2.4KSPHD
9$21,282$133.00$24,266$558.18$3.0KSPHD
10$22,889$116.58$26,536$571.32$3.6KSPHD

FCAMX vs SPHD: Complete Analysis 2026

FCAMXStock

The fund invests at least 80% of its net assets in municipal securities whose interest is free from regular federal income taxes and from California personal income taxes. It also may have up to 100% of its assets in securities that pay interest subject to the federal alternative minimum tax. The fund also may invest up to 35% of its total assets in municipal securities issued by U.S. territories.

Full FCAMX Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.