Home › Compare › FCBP vs FCPT

FCBP vs FCPT: Dividend Comparison 2026

FCBP yields 10.82% · FCPT yields 6.05%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 FCPT wins by $8.2K in total portfolio value· pulled ahead in Year 7
10 years
FCBP
FCBP
● Live price
10.82%
Share price
$29.10
Annual div
$3.15
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$40.9K
Annual income
$2,132.98
Full FCBP calculator →
FCPT
FCPT
● Live price
6.05%
Share price
$23.65
Annual div
$1.43
5Y div CAGR
15.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.1K
Annual income
$5,775.28
Full FCPT calculator →

Portfolio growth — FCBP vs FCPT

📍 FCPT pulled ahead of the other in Year 7

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFCBPFCPT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, FCBP + FCPT cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
FCBP pays
FCPT pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FCBP
Annual income on $10K today (after 15% tax)
$920.10/yr
After 10yr DRIP, annual income (after tax)
$1,813.03/yr
FCPT
Annual income on $10K today (after 15% tax)
$514.49/yr
After 10yr DRIP, annual income (after tax)
$4,908.99/yr
At 15% tax rate, FCPT beats the other by $3,095.95/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FCBP + FCPT for your $10,000?

FCBP: 50%FCPT: 50%
100% FCPT50/50100% FCBP
Portfolio after 10yr
$45.0K
Annual income
$3,954.13/yr
Blended yield
8.79%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

FCBP
No analyst data
Altman Z
3.5
Piotroski
6/9
FCPT
Analyst Ratings
5
Buy
10
Hold
Consensus: Hold
Price Target
$27.00
+14.2% upside vs current
Range: $25.00 — $29.00
Altman Z
1.4
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FCBP buys
0
FCPT buys
0
No recent congressional trades found for FCBP or FCPT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFCBPFCPT
Forward yield10.82% ✓6.05%
Annual dividend / share$3.15 ✓$1.43
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%15.8% ✓
Portfolio after 10y$40.9K$49.1K ✓
Annual income after 10y$2,132.98$5,775.28 ✓
Total dividends collected$16.0K$24.1K ✓
Payment frequencyquarterlyquarterly
SectorStockREIT

Year-by-year: FCBP vs FCPT ($10,000, DRIP)

YearFCBP PortfolioFCBP Income/yrFCPT PortfolioFCPT Income/yrGap
1$11,782$1,082.47$11,401$700.92+$381.00 → FCBP
2$13,799$1,191.98$13,064$864.84+$735.00 → FCBP
3$16,070$1,304.68$15,051$1,072.48+$1.0K → FCBP
4$18,615$1,419.97$17,442$1,337.22+$1.2K → FCBP
5$21,455$1,537.23$20,340$1,677.08+$1.1K → FCBP
6$24,613$1,655.87$23,880$2,116.57+$733.00 → FCBP
7← crossover$28,111$1,775.31$28,241$2,689.36$130.00 → FCPT
8$31,974$1,894.99$33,660$3,442.07$1.7K → FCPT
9$36,226$2,014.37$40,456$4,439.95$4.2K → FCPT
10$40,895$2,132.98$49,063$5,775.28$8.2K → FCPT

FCBP vs FCPT: Complete Analysis 2026

FCBP — Stock

First Choice Bancorp operates as holding company, which through its subsidiary engages in the provision of financial services and solutions. The company is headquartered in Cerritos, California and currently employs 177 full-time employees. The firm operates through its subsidiary, First Choice Bank (the Bank). The Bank is a state-chartered bank, which operates through 11 full service branch offices and two loan production office. The Bank offers retail banking, and personal and commercial banking services to individuals, families and businesses throughout Southern California. Its branch offices are located in Cerritos, Alhambra, Rowland Heights, Anaheim and Carlsbad, California, and its loan offices are located in Temecula, and El Segundo (Manhattan Beach), California. Its loan products include construction and land development loans, residential real estate loans, commercial real estate loans, commercial and industrial loans and small business administration loans. The company offers time certificates of deposit and savings accounts. The Bank also provides numerous treasury management products and services needed by deposit customers.

Full FCBP Calculator →

FCPT — REIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →
📬

Get this FCBP vs FCPT comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

FCBP vs SCHDFCBP vs JEPIFCBP vs OFCBP vs KOFCBP vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.