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FCCT vs FCPT: Dividend Comparison 2026

FCCT yields 1.87% · FCPT yields 6.05%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 FCPT wins by $24.7K in total portfolio value
10 years
FCCT
FCCT
● Live price
1.87%
Share price
$13.35
Annual div
$0.25
5Y div CAGR
9.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.4K
Annual income
$582.65
Full FCCT calculator →
FCPT
FCPT
● Live price
6.05%
Share price
$23.65
Annual div
$1.43
5Y div CAGR
15.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.1K
Annual income
$5,775.28
Full FCPT calculator →

Portfolio growth — FCCT vs FCPT

📍 FCPT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFCCTFCPT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, FCCT + FCPT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FCCT pays
FCPT pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FCCT
Annual income on $10K today (after 15% tax)
$159.18/yr
After 10yr DRIP, annual income (after tax)
$495.25/yr
FCPT
Annual income on $10K today (after 15% tax)
$514.49/yr
After 10yr DRIP, annual income (after tax)
$4,908.99/yr
At 15% tax rate, FCPT beats the other by $4,413.74/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of FCCT + FCPT for your $10,000?

FCCT: 50%FCPT: 50%
100% FCPT50/50100% FCCT
Portfolio after 10yr
$36.7K
Annual income
$3,178.97/yr
Blended yield
8.65%
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Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

FCCT
No analyst data
Altman Z
-0.5
Piotroski
6/9
FCPT
Analyst Ratings
5
Buy
10
Hold
Consensus: Hold
Price Target
$27.00
+14.2% upside vs current
Range: $25.00 — $29.00
Altman Z
1.4
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FCCT buys
0
FCPT buys
0
No recent congressional trades found for FCCT or FCPT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFCCTFCPT
Forward yield1.87%6.05%
Annual dividend / share$0.25$1.43
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR9.9%15.8%
Portfolio after 10y$24.4K$49.1K
Annual income after 10y$582.65$5,775.28
Total dividends collected$3.6K$24.1K
Payment frequencyquarterlyquarterly
SectorStockREIT

Year-by-year: FCCT vs FCPT ($10,000, DRIP)

YearFCCT PortfolioFCCT Income/yrFCPT PortfolioFCPT Income/yrGap
1← crossover$10,906$205.81$11,401$700.92$495.00FCPT
2$11,900$230.53$13,064$864.84$1.2KFCPT
3$12,991$258.36$15,051$1,072.48$2.1KFCPT
4$14,190$289.70$17,442$1,337.22$3.3KFCPT
5$15,508$325.01$20,340$1,677.08$4.8KFCPT
6$16,959$364.83$23,880$2,116.57$6.9KFCPT
7$18,556$409.77$28,241$2,689.36$9.7KFCPT
8$20,315$460.50$33,660$3,442.07$13.3KFCPT
9$22,255$517.83$40,456$4,439.95$18.2KFCPT
10$24,396$582.65$49,063$5,775.28$24.7KFCPT

FCCT vs FCPT: Complete Analysis 2026

FCCTStock

First Community Corporation operates as the holding company for First Community Bank of East Tennessee that provides various banking services to individuals and businesses. The company offers demand and savings deposits, individual retirement accounts, checking accounts, money market and business accounts, and certificates of deposit; commercial, residential real estate, personal, and consumer loans; and term loans and lines of credit, construction lending, equipment and machinery financing, tenant improvement financing, and government guaranteed lending, as well as loans for business expansion and asset acquisition. It also provides various products and services, including safe deposit boxes, insurance products, investment products and services, Internet and mobile banking, online bill payment, ATM/visa debit cards, telephone banking, and direct deposit services. The company operates banking branches in Rogersville, Church Hill, Surgoinsville, and Kingsport, Tennessee. First Community Corporation was founded in 1993 and is based in Rogersville, Tennessee.

Full FCCT Calculator →

FCPTREIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.