HomeCompareFCCT vs RYLD

FCCT vs RYLD: Dividend Comparison 2026

FCCT yields 1.87% · RYLD yields 12.39%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 RYLD wins by $20.9K in total portfolio value
10 years
FCCT
FCCT
● Live price
1.87%
Share price
$13.35
Annual div
$0.25
5Y div CAGR
9.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.4K
Annual income
$582.65
Full FCCT calculator →
RYLD
RYLD
● Live price
12.39%
Share price
$14.64
Annual div
$1.81
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$45.3K
Annual income
$2,682.98
Full RYLD calculator →

Portfolio growth — FCCT vs RYLD

📍 RYLD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFCCTRYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, FCCT + RYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FCCT pays
RYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FCCT
Annual income on $10K today (after 15% tax)
$159.18/yr
After 10yr DRIP, annual income (after tax)
$495.25/yr
RYLD
Annual income on $10K today (after 15% tax)
$1,053.44/yr
After 10yr DRIP, annual income (after tax)
$2,280.53/yr
At 15% tax rate, RYLD beats the other by $1,785.28/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FCCT + RYLD for your $10,000?

FCCT: 50%RYLD: 50%
100% RYLD50/50100% FCCT
Portfolio after 10yr
$34.8K
Annual income
$1,632.82/yr
Blended yield
4.69%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FCCT buys
0
RYLD buys
0
No recent congressional trades found for FCCT or RYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFCCTRYLD
Forward yield1.87%12.39%
Annual dividend / share$0.25$1.81
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR9.9%0%
Portfolio after 10y$24.4K$45.3K
Annual income after 10y$582.65$2,682.98
Total dividends collected$3.6K$19.4K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: FCCT vs RYLD ($10,000, DRIP)

YearFCCT PortfolioFCCT Income/yrRYLD PortfolioRYLD Income/yrGap
1← crossover$10,906$205.81$11,939$1,239.34$1.0KRYLD
2$11,900$230.53$14,158$1,382.89$2.3KRYLD
3$12,991$258.36$16,682$1,532.59$3.7KRYLD
4$14,190$289.70$19,537$1,687.64$5.3KRYLD
5$15,508$325.01$22,752$1,847.20$7.2KRYLD
6$16,959$364.83$26,355$2,010.43$9.4KRYLD
7$18,556$409.77$30,376$2,176.45$11.8KRYLD
8$20,315$460.50$34,847$2,344.43$14.5KRYLD
9$22,255$517.83$39,800$2,513.54$17.5KRYLD
10$24,396$582.65$45,269$2,682.98$20.9KRYLD

FCCT vs RYLD: Complete Analysis 2026

FCCTStock

First Community Corporation operates as the holding company for First Community Bank of East Tennessee that provides various banking services to individuals and businesses. The company offers demand and savings deposits, individual retirement accounts, checking accounts, money market and business accounts, and certificates of deposit; commercial, residential real estate, personal, and consumer loans; and term loans and lines of credit, construction lending, equipment and machinery financing, tenant improvement financing, and government guaranteed lending, as well as loans for business expansion and asset acquisition. It also provides various products and services, including safe deposit boxes, insurance products, investment products and services, Internet and mobile banking, online bill payment, ATM/visa debit cards, telephone banking, and direct deposit services. The company operates banking branches in Rogersville, Church Hill, Surgoinsville, and Kingsport, Tennessee. First Community Corporation was founded in 1993 and is based in Rogersville, Tennessee.

Full FCCT Calculator →

RYLDETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.