HomeCompareFCCT vs SPHD

FCCT vs SPHD: Dividend Comparison 2026

FCCT yields 1.87% · SPHD yields 4.33%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SPHD wins by $2.1K in total portfolio value
10 years
FCCT
FCCT
● Live price
1.87%
Share price
$13.35
Annual div
$0.25
5Y div CAGR
9.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.4K
Annual income
$582.65
Full FCCT calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — FCCT vs SPHD

📍 SPHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFCCTSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, FCCT + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FCCT pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FCCT
Annual income on $10K today (after 15% tax)
$159.18/yr
After 10yr DRIP, annual income (after tax)
$495.25/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, FCCT beats the other by $9.63/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FCCT + SPHD for your $10,000?

FCCT: 50%SPHD: 50%
100% SPHD50/50100% FCCT
Portfolio after 10yr
$25.5K
Annual income
$576.99/yr
Blended yield
2.27%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FCCT buys
0
SPHD buys
0
No recent congressional trades found for FCCT or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFCCTSPHD
Forward yield1.87%4.33%
Annual dividend / share$0.25$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR9.9%0%
Portfolio after 10y$24.4K$26.5K
Annual income after 10y$582.65$571.32
Total dividends collected$3.6K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: FCCT vs SPHD ($10,000, DRIP)

YearFCCT PortfolioFCCT Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$10,906$205.81$11,133$432.85$227.00SPHD
2$11,900$230.53$12,363$450.36$463.00SPHD
3$12,991$258.36$13,695$467.39$704.00SPHD
4$14,190$289.70$15,138$483.90$948.00SPHD
5$15,508$325.01$16,697$499.88$1.2KSPHD
6$16,959$364.83$18,382$515.31$1.4KSPHD
7$18,556$409.77$20,198$530.17$1.6KSPHD
8$20,315$460.50$22,157$544.46$1.8KSPHD
9$22,255$517.83$24,266$558.18$2.0KSPHD
10$24,396$582.65$26,536$571.32$2.1KSPHD

FCCT vs SPHD: Complete Analysis 2026

FCCTStock

First Community Corporation operates as the holding company for First Community Bank of East Tennessee that provides various banking services to individuals and businesses. The company offers demand and savings deposits, individual retirement accounts, checking accounts, money market and business accounts, and certificates of deposit; commercial, residential real estate, personal, and consumer loans; and term loans and lines of credit, construction lending, equipment and machinery financing, tenant improvement financing, and government guaranteed lending, as well as loans for business expansion and asset acquisition. It also provides various products and services, including safe deposit boxes, insurance products, investment products and services, Internet and mobile banking, online bill payment, ATM/visa debit cards, telephone banking, and direct deposit services. The company operates banking branches in Rogersville, Church Hill, Surgoinsville, and Kingsport, Tennessee. First Community Corporation was founded in 1993 and is based in Rogersville, Tennessee.

Full FCCT Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.