HomeCompareFCCTP vs SPHD

FCCTP vs SPHD: Dividend Comparison 2026

FCCTP yields 2.04% · SPHD yields 4.30%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SPHD wins by $3.8K in total portfolio value
10 years
FCCTP
FCCTP
● Live price
2.04%
Share price
$12.85
Annual div
$0.26
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22.7K
Annual income
$233.13
Full FCCTP calculator →
SPHD
SPHD
● Live price
4.30%
Share price
$49.61
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$567.37
Full SPHD calculator →

Portfolio growth — FCCTP vs SPHD

📍 SPHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFCCTPSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, FCCTP + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FCCTP pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FCCTP
Annual income on $10K today (after 15% tax)
$173.64/yr
After 10yr DRIP, annual income (after tax)
$198.16/yr
SPHD
Annual income on $10K today (after 15% tax)
$365.92/yr
After 10yr DRIP, annual income (after tax)
$482.26/yr
At 15% tax rate, SPHD beats the other by $284.10/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FCCTP + SPHD for your $10,000?

FCCTP: 50%SPHD: 50%
100% SPHD50/50100% FCCTP
Portfolio after 10yr
$24.6K
Annual income
$400.24/yr
Blended yield
1.63%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FCCTP buys
0
SPHD buys
0
No recent congressional trades found for FCCTP or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFCCTPSPHD
Forward yield2.04%4.30%
Annual dividend / share$0.26$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$22.7K$26.5K
Annual income after 10y$233.13$567.37
Total dividends collected$2.2K$5.0K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: FCCTP vs SPHD ($10,000, DRIP)

YearFCCTP PortfolioFCCTP Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$10,904$204.28$11,130$430.50$226.00SPHD
2$11,876$208.18$12,357$447.82$481.00SPHD
3$12,919$211.89$13,687$464.65$768.00SPHD
4$14,039$215.43$15,126$480.98$1.1KSPHD
5$15,240$218.79$16,682$496.78$1.4KSPHD
6$16,529$221.97$18,362$512.03$1.8KSPHD
7$17,911$224.99$20,174$526.72$2.3KSPHD
8$19,393$227.86$22,127$540.84$2.7KSPHD
9$20,981$230.56$24,230$554.39$3.2KSPHD
10$22,682$233.13$26,493$567.37$3.8KSPHD

FCCTP vs SPHD: Complete Analysis 2026

FCCTPStock

First Community Corp. is a bank holding company, which engages in the provision of banking services through its wholly owned subsidiary, First Community Bank of East Tennessee. It operates through the following loan segments: Commercial Owner-Occupied, Commercial-Other, Construction, Land Development, and Vacant Land, Residential Properties, Commercial, Financial, and Agricultural, and Consumer. The Construction, Land Development, and Vacant Land segment offers loans to individuals to construct their own homes as well as loans to contractors and developers to construct homes or buildings for resale or develop residential or commercial real estate. The company was founded in 1993 and is headquartered in Rogersville, TN.

Full FCCTP Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.