HomeCompareFCCY vs VYM

FCCY vs VYM: Dividend Comparison 2026

FCCY yields 5.63% · VYM yields 2.37%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 FCCY wins by $1.2K in total portfolio value
10 years
FCCY
FCCY
● Live price
5.63%
Share price
$27.79
Annual div
$1.57
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$806.71
Full FCCY calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.37%
Share price
$148.10
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$272.94
Full VYM calculator →

Portfolio growth — FCCY vs VYM

📍 FCCY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFCCYVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, FCCY + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FCCY pays
VYM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FCCY
Annual income on $10K today (after 15% tax)
$478.68/yr
After 10yr DRIP, annual income (after tax)
$685.70/yr
VYM
Annual income on $10K today (after 15% tax)
$201.60/yr
After 10yr DRIP, annual income (after tax)
$232.00/yr
At 15% tax rate, FCCY beats the other by $453.70/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FCCY + VYM for your $10,000?

FCCY: 50%VYM: 50%
100% VYM50/50100% FCCY
Portfolio after 10yr
$28.4K
Annual income
$539.83/yr
Blended yield
1.90%
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Analyst Conviction Gap

Where Wall Street is most bullish on FCCY right now

FCCY
Analyst Ratings
3
Buy
1
Hold
Consensus: Buy
VYM
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FCCY buys
0
VYM buys
0
No recent congressional trades found for FCCY or VYM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFCCYVYM
Forward yield5.63%2.37%
Annual dividend / share$1.57$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$29.0K$27.8K
Annual income after 10y$806.71$272.94
Total dividends collected$6.9K$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: FCCY vs VYM ($10,000, DRIP)

YearFCCY PortfolioFCCY Income/yrVYM PortfolioVYM Income/yrGap
1← crossover$11,263$563.15$11,147$237.17+$116.00FCCY
2$12,644$592.79$12,404$242.33+$240.00FCCY
3$14,151$621.95$13,780$247.16+$371.00FCCY
4$15,793$650.54$15,285$251.67+$508.00FCCY
5$17,577$678.49$16,932$255.88+$645.00FCCY
6$19,513$705.73$18,733$259.81+$780.00FCCY
7$21,611$732.22$20,701$263.46+$910.00FCCY
8$23,881$757.89$22,852$266.86+$1.0KFCCY
9$26,336$782.73$25,201$270.01+$1.1KFCCY
10$28,986$806.71$27,768$272.94+$1.2KFCCY

FCCY vs VYM: Complete Analysis 2026

FCCYStock

As of January 6, 2022, 1st Constitution Bancorp was acquired by Lakeland Bancorp, Inc. 1st Constitution Bancorp operates as the bank holding company for 1st Constitution Bank that provides commercial and retail banking products and services in the central, coastal, and northeastern areas of New Jersey. The company offers deposit products, including interest bearing demand deposits, such as interest-bearing checking accounts, money market accounts, and NOW accounts; and non-interest bearing demand, savings, and time deposits. It also provides commercial loans, including term loans, lines of credit, and loans secured by equipment and receivables; secured and unsecured short-to-medium term commercial loans to businesses for working capital, business expansion, and the purchase of equipment and machinery; commercial real estate loans; and commercial construction financing to real estate developers for the acquisition, development, and construction of residential and commercial properties. In addition, the company offers residential first mortgage loans secured by owner-occupied property; construction loans; reverse mortgages; second mortgage home improvement loans; home equity lines of credit; and non-residential consumer loans for automobiles, recreation vehicles, and boats, as well as secured and unsecured personal loans, and deposit account secured loans, as well as online and mobile banking services. It serves corporations, individuals, partnerships, and other community organizations, as well as small businesses and not-for-profit organizations. As of February 2, 2021, the company operated 25 banking offices in Asbury Park, Cranbury, Fair Haven, Fort Lee, Freehold, Hamilton, Hightstown, Hillsborough, Hopewell, Jackson, Jamesburg, Lawrenceville, Little Silver, Long Branch, Manahawkin, Neptune City, Perth Amboy, Plainsboro, Princeton, Rocky Hill, Rumson, Shrewsbury and Toms River, and New Jersey. 1st Constitution Bancorp was founded in 1989 and is based in Cranbury, New Jersey.

Full FCCY Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.