Is FCFAX or QYLD a better dividend investment in 2026?

FCFAX currently yields 5.60% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between FCFAX and QYLD?

FCFAX has a forward dividend yield of 5.60% ($0.51/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 6.32 percentage points.

Home › Compare › FCFAX vs QYLD

FCFAX vs QYLD: Dividend Comparison 2026

FCFAX yields 5.60% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FCFAX wins by $65.9K in total portfolio value

INVESTMENT

TIME HORIZON10 years

FCFAX

● Live price

5.60%

Share price

$9.18

Annual div

$0.51

5Y div CAGR

27.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$91.3K

Annual income

$22,689.38

Full FCFAX calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — FCFAX vs QYLD

📍 FCFAX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FCFAX	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, FCFAX + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

—

Aug

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Sep

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Oct

—

Nov

—

Dec

—

FCFAX pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FCFAX

Annual income on $10K today (after 15% tax)

$475.83/yr

After 10yr DRIP, annual income (after tax)

$19,285.97/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, FCFAX beats the other by $14,475.56/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of FCFAX + QYLD for your $10,000?

FCFAX: 50%QYLD: 50%

100% QYLD50/50100% FCFAX

Portfolio after 10yr

$58.3K

Annual income

$14,174.35/yr

Blended yield

24.29%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FCFAX buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFCFAXQYLD

Forward yield	5.60%	11.92% ✓
Annual dividend / share	$0.51	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	27.8% ✓	0%
Portfolio after 10y	$91.3K ✓	$25.4K
Annual income after 10y	$22,689.38 ✓	$5,659.31
Total dividends collected	$62.7K ✓	$27.1K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: FCFAX vs QYLD ($10,000, DRIP)

Year	FCFAX Portfolio	FCFAX Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,415	$715.43	$10,352	$1,192.36	+$1.1K → FCFAX
2	$13,190	$975.45	$10,830	$1,347.57	+$2.4K → FCFAX
3	$15,459	$1,346.18	$11,460	$1,539.07	+$4.0K → FCFAX
4	$18,426	$1,884.52	$12,275	$1,777.84	+$6.2K → FCFAX
5	$22,399	$2,682.81	$13,323	$2,078.95	+$9.1K → FCFAX
6	$27,862	$3,895.17	$14,667	$2,463.34	+$13.2K → FCFAX
7	$35,599	$5,787.08	$16,396	$2,960.57	+$19.2K → FCFAX
8	$46,923	$8,831.55	$18,631	$3,612.97	+$28.3K → FCFAX
9	$64,111	$13,903.59	$21,548	$4,482.15	+$42.6K → FCFAX
10	$91,288	$22,689.38	$25,398	$5,659.31	+$65.9K → FCFAX

FCFAX vs QYLD: Complete Analysis 2026

FCFAX — Stock

The fund normally invests at least 80% of its net assets, plus any borrowings for investment purposes, in fixed income securities of U.S. and foreign corporate issuers, which will include corporate bonds, collateralized loan obligations and mortgage-backed and other asset-backed securities, and structured notes with economic characteristics similar to fixed income securities. It will invest in callable bonds, as well as fixed income securities that pay a fixed or floating interest rate or interest that is payable in-kind or payable at maturity.

Full FCFAX Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.