HomeCompareFCFWX vs SPHD

FCFWX vs SPHD: Dividend Comparison 2026

FCFWX yields 5.82% · SPHD yields 4.33%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 FCFWX wins by $2.8K in total portfolio value
10 years
FCFWX
FCFWX
● Live price
5.82%
Share price
$14.84
Annual div
$0.86
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.4K
Annual income
$844.40
Full FCFWX calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — FCFWX vs SPHD

📍 FCFWX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFCFWXSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, FCFWX + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FCFWX pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FCFWX
Annual income on $10K today (after 15% tax)
$495.05/yr
After 10yr DRIP, annual income (after tax)
$717.74/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, FCFWX beats the other by $232.12/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FCFWX + SPHD for your $10,000?

FCFWX: 50%SPHD: 50%
100% SPHD50/50100% FCFWX
Portfolio after 10yr
$27.9K
Annual income
$707.86/yr
Blended yield
2.53%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FCFWX buys
0
SPHD buys
0
No recent congressional trades found for FCFWX or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFCFWXSPHD
Forward yield5.82%4.33%
Annual dividend / share$0.86$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$29.4K$26.5K
Annual income after 10y$844.40$571.32
Total dividends collected$7.2K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: FCFWX vs SPHD ($10,000, DRIP)

YearFCFWX PortfolioFCFWX Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,282$582.41$11,133$432.85+$149.00FCFWX
2$12,686$614.11$12,363$450.36+$323.00FCFWX
3$14,220$645.35$13,695$467.39+$525.00FCFWX
4$15,891$676.04$15,138$483.90+$753.00FCFWX
5$17,710$706.07$16,697$499.88+$1.0KFCFWX
6$19,685$735.39$18,382$515.31+$1.3KFCFWX
7$21,826$763.93$20,198$530.17+$1.6KFCFWX
8$24,146$791.64$22,157$544.46+$2.0KFCFWX
9$26,655$818.47$24,266$558.18+$2.4KFCFWX
10$29,365$844.40$26,536$571.32+$2.8KFCFWX

FCFWX vs SPHD: Complete Analysis 2026

FCFWXStock

The investment seeks current income, long-term growth of capital and conservation of capital, with an emphasis on income and growth of capital. The advisor will attempt to achieve its investment objectives by investing in a mix of American Funds in varying combinations and weightings over time. The underlying funds will primarily consist of equity funds in the equity-income, balanced and growth-and-income fund categories. The fund is one of a suite of three American Funds Retirement Income Portfolios designed to help investors in or near retirement with a withdrawal program. It seeks somewhat higher income and long-term growth of capital.

Full FCFWX Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.