HomeCompareFCFWX vs VYM

FCFWX vs VYM: Dividend Comparison 2026

FCFWX yields 5.82% · VYM yields 2.41%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 FCFWX wins by $1.5K in total portfolio value
10 years
FCFWX
FCFWX
● Live price
5.82%
Share price
$14.84
Annual div
$0.86
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.4K
Annual income
$844.40
Full FCFWX calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.41%
Share price
$145.48
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$278.55
Full VYM calculator →

Portfolio growth — FCFWX vs VYM

📍 FCFWX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFCFWXVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, FCFWX + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FCFWX pays
VYM pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FCFWX
Annual income on $10K today (after 15% tax)
$495.05/yr
After 10yr DRIP, annual income (after tax)
$717.74/yr
VYM
Annual income on $10K today (after 15% tax)
$205.23/yr
After 10yr DRIP, annual income (after tax)
$236.77/yr
At 15% tax rate, FCFWX beats the other by $480.97/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FCFWX + VYM for your $10,000?

FCFWX: 50%VYM: 50%
100% VYM50/50100% FCFWX
Portfolio after 10yr
$28.6K
Annual income
$561.47/yr
Blended yield
1.96%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FCFWX buys
0
VYM buys
1
PoliticianChamberTickerTypeAmountDate
Carol Devine Miller🏢 House$VYM▲ Buy$15,001 - $50,0002022-11-02
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFCFWXVYM
Forward yield5.82%2.41%
Annual dividend / share$0.86$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$29.4K$27.8K
Annual income after 10y$844.40$278.55
Total dividends collected$7.2K$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: FCFWX vs VYM ($10,000, DRIP)

YearFCFWX PortfolioFCFWX Income/yrVYM PortfolioVYM Income/yrGap
1← crossover$11,282$582.41$11,151$241.44+$131.00FCFWX
2$12,686$614.11$12,413$246.79+$273.00FCFWX
3$14,220$645.35$13,794$251.79+$426.00FCFWX
4$15,891$676.04$15,306$256.47+$585.00FCFWX
5$17,710$706.07$16,960$260.84+$750.00FCFWX
6$19,685$735.39$18,768$264.92+$917.00FCFWX
7$21,826$763.93$20,745$268.71+$1.1KFCFWX
8$24,146$791.64$22,905$272.24+$1.2KFCFWX
9$26,655$818.47$25,265$275.51+$1.4KFCFWX
10$29,365$844.40$27,842$278.55+$1.5KFCFWX

FCFWX vs VYM: Complete Analysis 2026

FCFWXStock

The investment seeks current income, long-term growth of capital and conservation of capital, with an emphasis on income and growth of capital. The advisor will attempt to achieve its investment objectives by investing in a mix of American Funds in varying combinations and weightings over time. The underlying funds will primarily consist of equity funds in the equity-income, balanced and growth-and-income fund categories. The fund is one of a suite of three American Funds Retirement Income Portfolios designed to help investors in or near retirement with a withdrawal program. It seeks somewhat higher income and long-term growth of capital.

Full FCFWX Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.