Is FCMGF or RYLD a better dividend investment in 2026?

FCMGF currently yields 7.38% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between FCMGF and RYLD?

FCMGF has a forward dividend yield of 7.38% ($0.62/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 4.76 percentage points.

Home › Compare › FCMGF vs RYLD

FCMGF vs RYLD: Dividend Comparison 2026

FCMGF yields 7.38% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FCMGF wins by $299.9K in total portfolio value· pulled ahead in Year 3

INVESTMENT

TIME HORIZON10 years

FCMGF

● Live price

7.38%

Share price

$8.39

Annual div

$0.62

5Y div CAGR

36.2%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$344.4K

Annual income

$155,609.49

Full FCMGF calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — FCMGF vs RYLD

📍 FCMGF pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FCMGF	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, FCMGF + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

—

FCMGF pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FCMGF

Annual income on $10K today (after 15% tax)

$627.31/yr

After 10yr DRIP, annual income (after tax)

$132,268.07/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, FCMGF beats the other by $130,068.82/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of FCMGF + RYLD for your $10,000?

FCMGF: 50%RYLD: 50%

100% RYLD50/50100% FCMGF

Portfolio after 10yr

$194.5K

Annual income

$79,098.41/yr

Blended yield

40.67%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FCMGF buys

RYLD buys

No recent congressional trades found for FCMGF or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFCMGFRYLD

Forward yield	7.38%	12.14% ✓
Annual dividend / share	$0.62	$1.81 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	36.2% ✓	0%
Portfolio after 10y	$344.4K ✓	$44.5K
Annual income after 10y	$155,609.49 ✓	$2,587.35
Total dividends collected	$300.5K ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: FCMGF vs RYLD ($10,000, DRIP)

Year	FCMGF Portfolio	FCMGF Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1	$11,705	$1,005.18	$11,914	$1,213.65	$209.00 → RYLD
2	$14,022	$1,497.66	$14,099	$1,351.30	$77.00 → RYLD
3← crossover	$17,287	$2,283.73	$16,580	$1,494.55	+$707.00 → FCMGF
4	$22,082	$3,583.89	$19,384	$1,642.61	+$2.7K → FCMGF
5	$29,454	$5,827.00	$22,535	$1,794.70	+$6.9K → FCMGF
6	$41,410	$9,893.66	$26,063	$1,950.00	+$15.3K → FCMGF
7	$62,014	$17,705.35	$29,995	$2,107.69	+$32.0K → FCMGF
8	$100,105	$33,750.76	$34,361	$2,266.99	+$65.7K → FCMGF
9	$176,463	$69,350.08	$39,194	$2,427.12	+$137.3K → FCMGF
10	$344,425	$155,609.49	$44,525	$2,587.35	+$299.9K → FCMGF

FCMGF vs RYLD: Complete Analysis 2026

FCMGF — Stock

Firm Capital Mortgage Investment Corporation, through its mortgage banker, Firm Capital Corporation, provides residential and commercial short-term bridge, and conventional real estate finance in Canada. It engages in originating, funding, purchasing, and servicing mortgage investments. The company also offers mortgage services, such as real estate financing, real estate investment financing, capital market, and loan servicing and advisory services; and a line of lending programs, including construction and development lending, investment property financing, short term lending, bridge finance, mezzanine and equity investments, capital market facilities, residential and non-conventional house lending, and condominium capital improvement loans, as well as special situation loans. In addition, it provides related investment services. The company was founded in 1988 and is based in Toronto, Canada.

Full FCMGF Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.