HomeCompareFCNYX vs SPHD

FCNYX vs SPHD: Dividend Comparison 2026

FCNYX yields 4.36% · SPHD yields 4.30%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 FCNYX wins by $99.00 in total portfolio value
10 years
FCNYX
FCNYX
● Live price
4.36%
Share price
$10.06
Annual div
$0.44
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.6K
Annual income
$576.53
Full FCNYX calculator →
SPHD
SPHD
● Live price
4.30%
Share price
$49.61
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$567.37
Full SPHD calculator →

Portfolio growth — FCNYX vs SPHD

📍 FCNYX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFCNYXSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, FCNYX + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FCNYX pays
SPHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FCNYX
Annual income on $10K today (after 15% tax)
$370.55/yr
After 10yr DRIP, annual income (after tax)
$490.05/yr
SPHD
Annual income on $10K today (after 15% tax)
$365.92/yr
After 10yr DRIP, annual income (after tax)
$482.26/yr
At 15% tax rate, FCNYX beats the other by $7.79/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FCNYX + SPHD for your $10,000?

FCNYX: 50%SPHD: 50%
100% SPHD50/50100% FCNYX
Portfolio after 10yr
$26.5K
Annual income
$571.94/yr
Blended yield
2.15%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FCNYX buys
0
SPHD buys
0
No recent congressional trades found for FCNYX or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFCNYXSPHD
Forward yield4.36%4.30%
Annual dividend / share$0.44$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$26.6K$26.5K
Annual income after 10y$576.53$567.37
Total dividends collected$5.1K$5.0K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: FCNYX vs SPHD ($10,000, DRIP)

YearFCNYX PortfolioFCNYX Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,136$435.94$11,130$430.50+$6.00FCNYX
2$12,369$453.71$12,357$447.82+$12.00FCNYX
3$13,706$470.98$13,687$464.65+$19.00FCNYX
4$15,153$487.74$15,126$480.98+$27.00FCNYX
5$16,718$503.96$16,682$496.78+$36.00FCNYX
6$18,408$519.63$18,362$512.03+$46.00FCNYX
7$20,231$534.72$20,174$526.72+$57.00FCNYX
8$22,196$549.24$22,127$540.84+$69.00FCNYX
9$24,313$563.17$24,230$554.39+$83.00FCNYX
10$26,592$576.53$26,493$567.37+$99.00FCNYX

FCNYX vs SPHD: Complete Analysis 2026

FCNYXStock

The fund normally invests at least 80% of assets in U.S. dollar-denominated money market and high quality investment-grade debt securities of all types, and repurchase agreements for those securities. It invests more than 25% of total assets in the financial services industries. The fund normally maintains a dollar-weighted average maturity of 0.75 years or less. It invests in fixed rate securities with a maximum maturity of two years or less and floating rate securities with a maximum maturity of three years or less.

Full FCNYX Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
📬

Get this FCNYX vs SPHD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

FCNYX vs SCHDFCNYX vs JEPIFCNYX vs OFCNYX vs KOFCNYX vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.