HomeCompareFCOB vs SCHD

FCOB vs SCHD: Dividend Comparison 2026

FCOB yields 10.00% · SCHD yields 3.46%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 FCOB wins by $9.7K in total portfolio value
10 years
FCOB
FCOB
● Live price
10.00%
Share price
$20.00
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$38.8K
Annual income
$1,874.61
Full FCOB calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — FCOB vs SCHD

📍 FCOB pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFCOBSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, FCOB + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FCOB pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FCOB
Annual income on $10K today (after 15% tax)
$850.00/yr
After 10yr DRIP, annual income (after tax)
$1,593.42/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, FCOB beats the other by $1,231.36/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FCOB + SCHD for your $10,000?

FCOB: 50%SCHD: 50%
100% SCHD50/50100% FCOB
Portfolio after 10yr
$33.9K
Annual income
$1,150.27/yr
Blended yield
3.40%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FCOB buys
0
SCHD buys
0
No recent congressional trades found for FCOB or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFCOBSCHD
Forward yield10.00%3.46%
Annual dividend / share$2.00$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$38.8K$29.0K
Annual income after 10y$1,874.61$425.95
Total dividends collected$14.3K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: FCOB vs SCHD ($10,000, DRIP)

YearFCOB PortfolioFCOB Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,700$1,000.00$11,226$346.36+$474.00FCOB
2$13,612$1,093.46$12,572$357.38+$1.0KFCOB
3$15,754$1,188.96$14,046$367.84+$1.7KFCOB
4$18,143$1,286.02$15,660$377.73+$2.5KFCOB
5$20,797$1,384.13$17,425$387.07+$3.4KFCOB
6$23,736$1,482.82$19,354$395.86+$4.4KFCOB
7$26,979$1,581.62$21,461$404.13+$5.5KFCOB
8$30,548$1,680.12$23,762$411.89+$6.8KFCOB
9$34,464$1,777.90$26,272$419.15+$8.2KFCOB
10$38,751$1,874.61$29,010$425.95+$9.7KFCOB

FCOB vs SCHD: Complete Analysis 2026

FCOBStock

1st Colonial Bancorp, Inc. operates as the bank holding company for 1st Colonial Community Bank that provides a range of business and consumer financial services in New Jersey. The company offers various deposit products, including savings accounts, money market accounts, certificates of deposit, club accounts, and business and personal checking accounts. It also provides home equity loans, home equity lines of credit, personal and vehicle loans, residential and commercial mortgages, construction loans, business lines of credit, equipment and vehicle financing, real estate loans, working capital line of credit, and business acquisition loans, as well as small business administration loans. In addition, the company offers a range of merchant services comprising remote deposit capture, ACH/wire transfer, night deposit drop, and other merchant services; safe deposit boxes; and coin counting, online and mobile banking, debit card, and ATM services. It operates two branch offices located in Collingswood and Westville, New Jersey; and a loan production office in Haddonfield. 1st Colonial Bancorp, Inc. was founded in 2000 and is headquartered in Cherry Hill, New Jersey.

Full FCOB Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.