Is FCONX or XYLD a better dividend investment in 2026?

FCONX currently yields 19.98% with a 5% 5-year dividend growth rate. XYLD yields 11.20% with 0.5% growth. The better choice depends on your goal: FCONX offers higher current income.

What is the dividend yield difference between FCONX and XYLD?

FCONX has a forward dividend yield of 19.98% ($2.00/share annually). XYLD yields 11.20% ($4.30/share annually). The yield gap is 8.78 percentage points.

Home › Compare › FCONX vs XYLD

FCONX vs XYLD: Dividend Comparison 2026

FCONX yields 19.98% · XYLD yields 11.20%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FCONX wins by $47.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

FCONX

● Live price

19.98%

Share price

$10.01

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$72.9K

Annual income

$6,724.60

Full FCONX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

11.20%

Share price

$38.36

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.9K

Annual income

$3,351.03

Full XYLD calculator →

Portfolio growth — FCONX vs XYLD

📍 FCONX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FCONX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, FCONX + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

FCONX pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FCONX

Annual income on $10K today (after 15% tax)

$1,698.30/yr

After 10yr DRIP, annual income (after tax)

$5,715.91/yr

XYLD

Annual income on $10K today (after 15% tax)

$952.37/yr

After 10yr DRIP, annual income (after tax)

$2,848.38/yr

At 15% tax rate, FCONX beats the other by $2,867.53/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of FCONX + XYLD for your $10,000?

FCONX: 50%XYLD: 50%

100% XYLD50/50100% FCONX

Portfolio after 10yr

$49.4K

Annual income

$5,037.81/yr

Blended yield

10.20%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FCONX buys

XYLD buys

No recent congressional trades found for FCONX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFCONXXYLD

Forward yield	19.98% ✓	11.20%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$72.9K ✓	$25.9K
Annual income after 10y	$6,724.60 ✓	$3,351.03
Total dividends collected	$41.4K ✓	$20.2K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: FCONX vs XYLD ($10,000, DRIP)

Year	FCONX Portfolio	FCONX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$12,698	$1,998.00	$10,840	$1,120.44	+$1.9K → FCONX
2	$15,958	$2,371.09	$11,786	$1,249.59	+$4.2K → FCONX
3	$19,860	$2,784.87	$12,854	$1,397.78	+$7.0K → FCONX
4	$24,489	$3,239.08	$14,063	$1,568.33	+$10.4K → FCONX
5	$29,936	$3,732.80	$15,434	$1,765.19	+$14.5K → FCONX
6	$36,296	$4,264.55	$16,995	$1,993.14	+$19.3K → FCONX
7	$43,669	$4,832.32	$18,777	$2,257.95	+$24.9K → FCONX
8	$52,160	$5,433.58	$20,818	$2,566.58	+$31.3K → FCONX
9	$61,876	$6,065.43	$23,163	$2,927.50	+$38.7K → FCONX
10	$72,932	$6,724.60	$25,865	$3,351.03	+$47.1K → FCONX

FCONX vs XYLD: Complete Analysis 2026

FCONX — Stock

The fund normally invests at least 80% of assets in U.S. dollar-denominated money market and high quality investment-grade debt securities of all types, and repurchase agreements for those securities. It invests more than 25% of total assets in the financial services industries. The fund normally maintains a dollar-weighted average maturity of 0.75 years or less. It invests in fixed rate securities with a maximum maturity of two years or less and floating rate securities with a maximum maturity of three years or less.

Full FCONX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.