Is FCRDX or DIVO a better dividend investment in 2026?

FCRDX currently yields 20.00% with a 5% 5-year dividend growth rate. DIVO yields 4.00% with 5% growth. The better choice depends on your goal: FCRDX offers higher current income.

What is the dividend yield difference between FCRDX and DIVO?

FCRDX has a forward dividend yield of 20.00% ($2.00/share annually). DIVO yields 4.00% ($2.00/share annually). The yield gap is 16.00 percentage points.

Home › Compare › FCRDX vs DIVO

FCRDX vs DIVO: Dividend Comparison 2026

FCRDX yields 20.00% · DIVO yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FCRDX wins by $45.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

FCRDX

● Live price

20.00%

Share price

$10.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$73.0K

Annual income

$6,738.96

Full FCRDX calculator →

DIVO

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full DIVO calculator →

Portfolio growth — FCRDX vs DIVO

📍 FCRDX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FCRDX	DIVO
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, FCRDX + DIVO cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

FCRDX pays

DIVO pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FCRDX

Annual income on $10K today (after 15% tax)

$1,700.00/yr

After 10yr DRIP, annual income (after tax)

$5,728.12/yr

DIVO

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, FCRDX beats the other by $4,963.80/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of FCRDX + DIVO for your $10,000?

FCRDX: 50%DIVO: 50%

100% DIVO50/50100% FCRDX

Portfolio after 10yr

$50.5K

Annual income

$3,819.08/yr

Blended yield

7.56%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FCRDX buys

DIVO buys

No recent congressional trades found for FCRDX or DIVO in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFCRDXDIVO

Forward yield	20.00% ✓	4.00%
Annual dividend / share	$2.00	$2.00
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	0%	5% ✓
Portfolio after 10y	$73.0K ✓	$28.0K
Annual income after 10y	$6,738.96 ✓	$899.19
Total dividends collected	$41.5K ✓	$6.4K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: FCRDX vs DIVO ($10,000, DRIP)

Year	FCRDX Portfolio	FCRDX Income/yr	DIVO Portfolio	DIVO Income/yr	Gap
1← crossover	$12,700	$2,000.00	$11,120	$420.00	+$1.6K → FCRDX
2	$15,963	$2,373.83	$12,357	$458.31	+$3.6K → FCRDX
3	$19,869	$2,788.51	$13,721	$499.76	+$6.1K → FCRDX
4	$24,503	$3,243.76	$15,227	$544.58	+$9.3K → FCRDX
5	$29,957	$3,738.69	$16,885	$593.02	+$13.1K → FCRDX
6	$36,326	$4,271.82	$18,713	$645.34	+$17.6K → FCRDX
7	$43,710	$4,841.12	$20,724	$701.81	+$23.0K → FCRDX
8	$52,214	$5,444.08	$22,938	$762.73	+$29.3K → FCRDX
9	$61,947	$6,077.78	$25,372	$828.41	+$36.6K → FCRDX
10	$73,022	$6,738.96	$28,047	$899.19	+$45.0K → FCRDX

FCRDX vs DIVO: Complete Analysis 2026

FCRDX — Stock

The fund normally invests at least 80% of its assets in U.S. dollar-denominated municipal money market securities and high quality investment-grade municipal debt securities whose interest is exempt from federal income tax. It invests up to 10% of assets in lower quality investment-grade securities.

Full FCRDX Calculator →

DIVO — ETF

DIVO is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in DIVO shares.

Full DIVO Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.