HomeCompareFCRM vs SPHD

FCRM vs SPHD: Dividend Comparison 2026

FCRM yields 2857.14% · SPHD yields 4.33%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 FCRM wins by $285724556560.06M in total portfolio value
10 years
FCRM
FCRM
● Live price
2857.14%
Share price
$0.07
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$285724556560.08M
Annual income
$267,319,527,558,731,650.00
Full FCRM calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — FCRM vs SPHD

📍 FCRM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFCRMSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, FCRM + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FCRM pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FCRM
Annual income on $10K today (after 15% tax)
$242,857.14/yr
After 10yr DRIP, annual income (after tax)
$227,221,598,424,921,900.00/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, FCRM beats the other by $227,221,598,424,921,400.00/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FCRM + SPHD for your $10,000?

FCRM: 50%SPHD: 50%
100% SPHD50/50100% FCRM
Portfolio after 10yr
$142862278280.05M
Annual income
$133,659,763,779,366,110.00/yr
Blended yield
93.56%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FCRM buys
0
SPHD buys
0
No recent congressional trades found for FCRM or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFCRMSPHD
Forward yield2857.14%4.33%
Annual dividend / share$2.00$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$285724556560.08M$26.5K
Annual income after 10y$267,319,527,558,731,650.00$571.32
Total dividends collected$284448663636.43M$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: FCRM vs SPHD ($10,000, DRIP)

YearFCRM PortfolioFCRM Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$296,414$285,714.29$11,133$432.85+$285.3KFCRM
2$8,232,097$7,914,934.20$12,363$450.36+$8.22MFCRM
3$214,243,566$205,435,221.63$13,695$467.39+$214.23MFCRM
4$5,225,999,702$4,996,759,086.15$15,138$483.90+$5225.98MFCRM
5$119,502,966,841$113,911,147,159.88$16,697$499.88+$119502.95MFCRM
6$2,562,267,139,226$2,434,398,964,706.24$18,382$515.31+$2562267.12MFCRM
7$51,522,962,512,220$48,781,336,673,248.19$20,198$530.17+$51522962.49MFCRM
8$971,869,901,477,056$916,740,331,588,980.50$22,157$544.46+$971869901.45MFCRM
9$17,200,961,683,505,388$16,161,060,888,924,940.00$24,266$558.18+$17200961683.48MFCRM
10$285,724,556,560,082,430$267,319,527,558,731,650.00$26,536$571.32+$285724556560.06MFCRM

FCRM vs SPHD: Complete Analysis 2026

FCRMStock

Franklin Credit Management Corporation operates as a specialty consumer finance company in the United States. The company is involved in the servicing and resolution of performing, reperforming, and nonperforming residential mortgage loans, including specialized loan recovery and collection servicing, as well as in the analysis, pricing, and acquisition of residential mortgage portfolios for third parties. Franklin Credit Management Corporation was incorporated in 1988 and is based in Jersey City, New Jersey.

Full FCRM Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.