Is FCSMF or VYM a better dividend investment in 2026?

FCSMF currently yields 823.72% with a 5% 5-year dividend growth rate. VYM yields 2.41% with 7.8% growth. The better choice depends on your goal: FCSMF offers higher current income.

What is the dividend yield difference between FCSMF and VYM?

FCSMF has a forward dividend yield of 823.72% ($2.00/share annually). VYM yields 2.41% ($3.51/share annually). The yield gap is 821.31 percentage points.

Home › Compare › FCSMF vs VYM

FCSMF vs VYM: Dividend Comparison 2026

FCSMF yields 823.72% · VYM yields 2.41%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FCSMF wins by $3552597.80M in total portfolio value

INVESTMENT

TIME HORIZON10 years

FCSMF

● Live price

823.72%

Share price

$0.24

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$3552597.83M

Annual income

$2,867,745,332,413.58

Full FCSMF calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.41%

Share price

$145.48

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$278.55

Full VYM calculator →

Portfolio growth — FCSMF vs VYM

📍 FCSMF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FCSMF	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, FCSMF + VYM cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

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May

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Jun

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Jul

—

Aug

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Sep

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Oct

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Nov

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Dec

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FCSMF pays

VYM pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FCSMF

Annual income on $10K today (after 15% tax)

$70,016.47/yr

After 10yr DRIP, annual income (after tax)

$2,437,583,532,551.54/yr

VYM

Annual income on $10K today (after 15% tax)

$205.23/yr

After 10yr DRIP, annual income (after tax)

$236.77/yr

At 15% tax rate, FCSMF beats the other by $2,437,583,532,314.78/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of FCSMF + VYM for your $10,000?

FCSMF: 50%VYM: 50%

100% VYM50/50100% FCSMF

Portfolio after 10yr

$1776298.93M

Annual income

$1,433,872,666,346.06/yr

Blended yield

80.72%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FCSMF buys

VYM buys

No recent congressional trades found for FCSMF or VYM in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFCSMFVYM

Forward yield	823.72% ✓	2.41%
Annual dividend / share	$2.00	$3.51 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$3552597.83M ✓	$27.8K
Annual income after 10y	$2,867,745,332,413.58 ✓	$278.55
Total dividends collected	$3498702.63M ✓	$2.6K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: FCSMF vs VYM ($10,000, DRIP)

Year	FCSMF Portfolio	FCSMF Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$93,072	$82,372.32	$11,151	$241.44	+$81.9K → FCSMF
2	$816,091	$716,503.12	$12,413	$246.79	+$803.7K → FCSMF
3	$6,744,758	$5,871,540.84	$13,794	$251.79	+$6.73M → FCSMF
4	$52,568,879	$45,351,988.27	$15,306	$256.47	+$52.55M → FCSMF
5	$386,599,162	$330,350,461.95	$16,960	$260.84	+$386.58M → FCSMF
6	$2,684,170,658	$2,270,509,553.87	$18,768	$264.92	+$2684.15M → FCSMF
7	$17,604,980,603	$14,732,917,999.66	$20,745	$268.71	+$17604.96M → FCSMF
8	$109,146,201,788	$90,308,872,542.45	$22,905	$272.24	+$109146.18M → FCSMF
9	$640,049,064,985	$523,262,629,072.17	$25,265	$275.51	+$640049.04M → FCSMF
10	$3,552,597,831,948	$2,867,745,332,413.58	$27,842	$278.55	+$3552597.80M → FCSMF

FCSMF vs VYM: Complete Analysis 2026

FCSMF — Stock

Focus Graphite Inc., an exploration stage company, acquires, explores, and develops mineral properties in Quebec, Canada. The company explores for graphite, iron, copper, rare-earth elements, and gold deposits. Its flagship property is the Lac Knife property in which it holds 100% interests that consists of 57 claims covering an area of 29,863 hectares located in the Côte Nord region of Québec. The company was formerly known as Focus Metals Inc. and changed its name to Focus Graphite Inc. in May 2012. The company was incorporated in 1998 and is based in Kingston, Canada.

Full FCSMF Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.