Is FCTDX or DVY a better dividend investment in 2026?

FCTDX currently yields 4.16% with a 5% 5-year dividend growth rate. DVY yields 3.46% with 5% growth. The better choice depends on your goal: FCTDX offers higher current income.

What is the dividend yield difference between FCTDX and DVY?

FCTDX has a forward dividend yield of 4.16% ($0.79/share annually). DVY yields 3.46% ($5.25/share annually). The yield gap is 0.70 percentage points.

Home › Compare › FCTDX vs DVY

FCTDX vs DVY: Dividend Comparison 2026

FCTDX yields 4.16% · DVY yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FCTDX wins by $1.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

FCTDX

● Live price

4.16%

Share price

$19.07

Annual div

$0.79

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.2K

Annual income

$543.86

Full FCTDX calculator →

DVY

● Live price

3.46%

Share price

$151.41

Annual div

$5.25

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.0K

Annual income

$432.91

Full DVY calculator →

Portfolio growth — FCTDX vs DVY

📍 FCTDX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FCTDX	DVY
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, FCTDX + DVY cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

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Jun

—

Jul

—

Aug

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Sep

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Oct

—

Nov

—

Dec

—

FCTDX pays

DVY pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FCTDX

Annual income on $10K today (after 15% tax)

$353.91/yr

After 10yr DRIP, annual income (after tax)

$462.28/yr

DVY

Annual income on $10K today (after 15% tax)

$294.47/yr

After 10yr DRIP, annual income (after tax)

$367.97/yr

At 15% tax rate, FCTDX beats the other by $94.31/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of FCTDX + DVY for your $10,000?

FCTDX: 50%DVY: 50%

100% DVY50/50100% FCTDX

Portfolio after 10yr

$25.6K

Annual income

$488.38/yr

Blended yield

1.91%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FCTDX buys

DVY buys

No recent congressional trades found for FCTDX or DVY in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFCTDXDVY

Forward yield	4.16% ✓	3.46%
Annual dividend / share	$0.79	$5.25 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$26.2K ✓	$25.0K
Annual income after 10y	$543.86 ✓	$432.91
Total dividends collected	$4.8K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: FCTDX vs DVY ($10,000, DRIP)

Year	FCTDX Portfolio	FCTDX Income/yr	DVY Portfolio	DVY Income/yr	Gap
1← crossover	$11,116	$416.36	$11,046	$346.43	+$70.00 → FCTDX
2	$12,327	$432.56	$12,177	$357.65	+$150.00 → FCTDX
3	$13,638	$448.29	$13,398	$368.47	+$240.00 → FCTDX
4	$15,056	$463.53	$14,715	$378.89	+$341.00 → FCTDX
5	$16,589	$478.25	$16,134	$388.90	+$455.00 → FCTDX
6	$18,242	$492.45	$17,662	$398.51	+$580.00 → FCTDX
7	$20,025	$506.11	$19,306	$407.71	+$719.00 → FCTDX
8	$21,946	$519.24	$21,074	$416.50	+$872.00 → FCTDX
9	$24,014	$531.82	$22,974	$424.90	+$1.0K → FCTDX
10	$26,239	$543.86	$25,015	$432.91	+$1.2K → FCTDX

FCTDX vs DVY: Complete Analysis 2026

FCTDX — Stock

The fund invests at least 80% of its assets in U.S. common stocks and in shares of other U.S. common stock funds. It invests in domestic and foreign issuers. The fund implements investment strategies by investing directly in securities through one or more managers (sub-advisers) or indirectly in securities through one or more other funds, referred to as underlying funds, which in turn invest directly in securities.

Full FCTDX Calculator →

DVY — ETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.