Is FCUL or SCHD a better dividend investment in 2026?

FCUL currently yields 363.44% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: FCUL offers higher current income.

What is the dividend yield difference between FCUL and SCHD?

FCUL has a forward dividend yield of 363.44% ($2.00/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 359.98 percentage points.

Home › Compare › FCUL vs SCHD

FCUL vs SCHD: Dividend Comparison 2026

FCUL yields 363.44% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FCUL wins by $5721.40M in total portfolio value

INVESTMENT

TIME HORIZON10 years

FCUL

● Live price

363.44%

Share price

$0.55

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$5721.43M

Annual income

$3,712,171,493.61

Full FCUL calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — FCUL vs SCHD

📍 FCUL pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FCUL	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, FCUL + SCHD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

FCUL pays

SCHD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FCUL

Annual income on $10K today (after 15% tax)

$30,892.24/yr

After 10yr DRIP, annual income (after tax)

$3,155,345,769.57/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, FCUL beats the other by $3,155,345,407.51/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FCUL + SCHD for your $10,000?

FCUL: 50%SCHD: 50%

100% SCHD50/50100% FCUL

Portfolio after 10yr

$2860.73M

Annual income

$1,856,085,959.77/yr

Blended yield

64.88%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FCUL buys

SCHD buys

No recent congressional trades found for FCUL or SCHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFCULSCHD

Forward yield	363.44% ✓	3.46%
Annual dividend / share	$2.00 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$5721.43M ✓	$29.0K
Annual income after 10y	$3,712,171,493.61 ✓	$425.95
Total dividends collected	$5531.48M ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: FCUL vs SCHD ($10,000, DRIP)

Year	FCUL Portfolio	FCUL Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$47,044	$36,343.81	$11,226	$346.36	+$35.8K → FCUL
2	$210,127	$159,789.86	$12,572	$357.38	+$197.6K → FCUL
3	$891,864	$667,028.28	$14,046	$367.84	+$877.8K → FCUL
4	$3,600,221	$2,645,926.23	$15,660	$377.73	+$3.58M → FCUL
5	$13,834,395	$9,982,159.01	$17,425	$387.07	+$13.82M → FCUL
6	$50,651,367	$35,848,564.31	$19,354	$395.86	+$50.63M → FCUL
7	$176,861,489	$122,664,526.75	$21,461	$404.13	+$176.84M → FCUL
8	$589,534,168	$400,292,374.72	$23,762	$411.89	+$589.51M → FCUL
9	$1,877,809,569	$1,247,008,008.29	$26,272	$419.15	+$1877.78M → FCUL
10	$5,721,427,732	$3,712,171,493.61	$29,010	$425.95	+$5721.40M → FCUL

FCUL vs SCHD: Complete Analysis 2026

FCUL — Stock

Food Culture Inc., doing business as Super Fresh Foods, operates as a direct-to-consumer meal subscription company. It offers its product through www.allyourmeals.com brand. The company was formerly known as Golden Star Enterprises Ltd. and changed its name to Food Culture Inc. in July 2024. Food Culture Inc. is based in Las Vegas, Nevada.

Full FCUL Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.