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FCVIX vs SCHD: Dividend Comparison 2026

FCVIX yields 10.18% · SCHD yields 3.46%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 FCVIX wins by $10.2K in total portfolio value
10 years
FCVIX
FCVIX
● Live price
10.18%
Share price
$19.83
Annual div
$2.02
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$39.2K
Annual income
$1,929.75
Full FCVIX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — FCVIX vs SCHD

📍 FCVIX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFCVIXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, FCVIX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FCVIX pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FCVIX
Annual income on $10K today (after 15% tax)
$865.43/yr
After 10yr DRIP, annual income (after tax)
$1,640.29/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, FCVIX beats the other by $1,278.23/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FCVIX + SCHD for your $10,000?

FCVIX: 50%SCHD: 50%
100% SCHD50/50100% FCVIX
Portfolio after 10yr
$34.1K
Annual income
$1,177.85/yr
Blended yield
3.45%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FCVIX buys
0
SCHD buys
0
No recent congressional trades found for FCVIX or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFCVIXSCHD
Forward yield10.18%3.46%
Annual dividend / share$2.02$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$39.2K$29.0K
Annual income after 10y$1,929.75$425.95
Total dividends collected$14.7K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: FCVIX vs SCHD ($10,000, DRIP)

YearFCVIX PortfolioFCVIX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,718$1,018.15$11,226$346.36+$492.00FCVIX
2$13,653$1,115.04$12,572$357.38+$1.1KFCVIX
3$15,823$1,214.20$14,046$367.84+$1.8KFCVIX
4$18,246$1,315.11$15,660$377.73+$2.6KFCVIX
5$20,941$1,417.26$17,425$387.07+$3.5KFCVIX
6$23,927$1,520.14$19,354$395.86+$4.6KFCVIX
7$27,225$1,623.28$21,461$404.13+$5.8KFCVIX
8$30,857$1,726.20$23,762$411.89+$7.1KFCVIX
9$34,845$1,828.49$26,272$419.15+$8.6KFCVIX
10$39,214$1,929.75$29,010$425.95+$10.2KFCVIX

FCVIX vs SCHD: Complete Analysis 2026

FCVIXStock

The investment seeks capital appreciation. The fund invests primarily in common stocks. It invests at least 80% of assets in securities of companies with small market capitalizations. The fund invests in securities of companies that Fidelity Management & Research Company (FMR) believes are undervalued in the marketplace in relation to factors such as assets, sales, earnings, growth potential, or cash flow, or in relation to securities of other companies in the same industry (stocks of these companies are often called "value" stocks). It invests in domestic and foreign issuers.

Full FCVIX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.