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FDFIX vs RYLD: Dividend Comparison 2026

FDFIX yields 1.20% · RYLD yields 4.00%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 RYLD wins by $6.7K in total portfolio value
10 years
FDFIX
FDFIX
● Live price
1.20%
Share price
$27.03
Annual div
$0.32
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.4K
Annual income
$129.56
Full FDFIX calculator →
RYLD
RYLD
● Live price
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full RYLD calculator →

Portfolio growth — FDFIX vs RYLD

📍 RYLD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFDFIXRYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, FDFIX + RYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
FDFIX pays
RYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FDFIX
Annual income on $10K today (after 15% tax)
$101.89/yr
After 10yr DRIP, annual income (after tax)
$110.13/yr
RYLD
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$764.31/yr
At 15% tax rate, RYLD beats the other by $654.19/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FDFIX + RYLD for your $10,000?

FDFIX: 50%RYLD: 50%
100% RYLD50/50100% FDFIX
Portfolio after 10yr
$24.7K
Annual income
$514.38/yr
Blended yield
2.08%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FDFIX buys
0
RYLD buys
0
No recent congressional trades found for FDFIX or RYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFDFIXRYLD
Forward yield1.20%4.00% ✓
Annual dividend / share$0.32$2.00 ✓
Payout ratio50%50%
1-year div growth0%5% ✓
5-year div CAGR0%5% ✓
Portfolio after 10y$21.4K$28.0K ✓
Annual income after 10y$129.56$899.19 ✓
Total dividends collected$1.3K$6.4K ✓
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: FDFIX vs RYLD ($10,000, DRIP)

YearFDFIX PortfolioFDFIX Income/yrRYLD PortfolioRYLD Income/yrGap
1← crossover$10,820$119.87$11,120$420.00$300.00 → RYLD
2$11,698$121.21$12,357$458.31$659.00 → RYLD
3$12,640$122.48$13,721$499.76$1.1K → RYLD
4$13,648$123.68$15,227$544.58$1.6K → RYLD
5$14,728$124.81$16,885$593.02$2.2K → RYLD
6$15,885$125.87$18,713$645.34$2.8K → RYLD
7$17,124$126.88$20,724$701.81$3.6K → RYLD
8$18,451$127.83$22,938$762.73$4.5K → RYLD
9$19,871$128.72$25,372$828.41$5.5K → RYLD
10$21,392$129.56$28,047$899.19$6.7K → RYLD

FDFIX vs RYLD: Complete Analysis 2026

FDFIX — Stock

The fund normally invests at least 80% of its assets in common stocks included in the S&P 500® Index, which broadly represents the performance of common stocks publicly traded in the United States.

Full FDFIX Calculator →

RYLD — ETF

RYLD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in RYLD shares.

Full RYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.