HomeCompareFDIV vs SCHD

FDIV vs SCHD: Dividend Comparison 2026

FDIV yields 2.95% · SCHD yields 3.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $4.8K in total portfolio value
10 years
FDIV
FDIV
● Live price
2.95%
Share price
$26.59
Annual div
$0.78
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.1K
Annual income
$356.39
Full FDIV calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.65
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$423.11
Full SCHD calculator →

Portfolio growth — FDIV vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFDIVSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, FDIV + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FDIV pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FDIV
Annual income on $10K today (after 15% tax)
$250.52/yr
After 10yr DRIP, annual income (after tax)
$302.93/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.77/yr
After 10yr DRIP, annual income (after tax)
$359.64/yr
At 15% tax rate, SCHD beats the other by $56.71/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of FDIV + SCHD for your $10,000?

FDIV: 50%SCHD: 50%
100% SCHD50/50100% FDIV
Portfolio after 10yr
$26.6K
Annual income
$389.74/yr
Blended yield
1.47%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FDIV buys
0
SCHD buys
3
PoliticianChamberTickerTypeAmountDate
Virginia Foxx🏢 House$SCHD▼ Sell$50,001 - $100,0002023-03-08
Steve Cohen🏢 House$SCHD▲ Buy$50,001 - $100,0002022-07-29
Hakeem S. Jeffries🏢 House$SCHD▲ Buy$15,001 - $50,0002021-04-12
Mikie Sherrill🏢 House$SCHD▲ Buy$100,001 - $250,0002020-02-21
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFDIVSCHD
Forward yield2.95%3.44%
Annual dividend / share$0.78$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$24.1K$29.0K
Annual income after 10y$356.39$423.11
Total dividends collected$3.3K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: FDIV vs SCHD ($10,000, DRIP)

YearFDIV PortfolioFDIV Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$10,995$294.73$11,224$344.44$229.00SCHD
2$12,067$302.85$12,568$355.34$501.00SCHD
3$13,223$310.65$14,039$365.68$816.00SCHD
4$14,466$318.12$15,650$375.46$1.2KSCHD
5$15,804$325.28$17,412$384.69$1.6KSCHD
6$17,243$332.11$19,338$393.38$2.1KSCHD
7$18,788$338.63$21,441$401.55$2.7KSCHD
8$20,448$344.85$23,737$409.21$3.3KSCHD
9$22,230$350.76$26,242$416.39$4.0KSCHD
10$24,143$356.39$28,974$423.11$4.8KSCHD

FDIV vs SCHD: Complete Analysis 2026

FDIVStock

The fund is a multi-manager, multi-strategy actively managed ETF. Its investment categories will be: (i) high yield corporate bonds, and first lien senior secured floating rate bank loans; (ii) mortgage-related investments; (iii) preferred securities; (iv) international sovereign bonds; (v) equity securities of Energy Infrastructure Companies, certain of which are referred to as master limited partnerships; and (vi) dividend paying U.S. exchange-traded equity securities of companies and depositary receipts.

Full FDIV Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.