Is FDKVX or SCHD a better dividend investment in 2026?

FDKVX currently yields 3.83% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: FDKVX offers higher current income.

What is the dividend yield difference between FDKVX and SCHD?

FDKVX has a forward dividend yield of 3.83% ($0.64/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 0.37 percentage points.

Home › Compare › FDKVX vs SCHD

FDKVX vs SCHD: Dividend Comparison 2026

FDKVX yields 3.83% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SCHD wins by $3.4K in total portfolio value

INVESTMENT

TIME HORIZON10 years

FDKVX

● Live price

3.83%

Share price

$16.69

Annual div

$0.64

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.6K

Annual income

$489.62

Full FDKVX calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — FDKVX vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FDKVX	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, FDKVX + SCHD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

FDKVX pays

SCHD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FDKVX

Annual income on $10K today (after 15% tax)

$325.43/yr

After 10yr DRIP, annual income (after tax)

$416.18/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, FDKVX beats the other by $54.12/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FDKVX + SCHD for your $10,000?

FDKVX: 50%SCHD: 50%

100% SCHD50/50100% FDKVX

Portfolio after 10yr

$27.3K

Annual income

$457.78/yr

Blended yield

1.68%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FDKVX buys

SCHD buys

No recent congressional trades found for FDKVX or SCHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFDKVXSCHD

Forward yield	3.83% ✓	3.46%
Annual dividend / share	$0.64	$1.06 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$25.6K	$29.0K ✓
Annual income after 10y	$489.62 ✓	$425.95
Total dividends collected	$4.4K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: FDKVX vs SCHD ($10,000, DRIP)

Year	FDKVX Portfolio	FDKVX Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$11,083	$382.86	$11,226	$346.36	$143.00 → SCHD
2	$12,255	$396.56	$12,572	$357.38	$317.00 → SCHD
3	$13,523	$409.82	$14,046	$367.84	$523.00 → SCHD
4	$14,892	$422.63	$15,660	$377.73	$768.00 → SCHD
5	$16,370	$434.98	$17,425	$387.07	$1.1K → SCHD
6	$17,962	$446.85	$19,354	$395.86	$1.4K → SCHD
7	$19,678	$458.25	$21,461	$404.13	$1.8K → SCHD
8	$21,525	$469.18	$23,762	$411.89	$2.2K → SCHD
9	$23,511	$479.63	$26,272	$419.15	$2.8K → SCHD
10	$25,646	$489.62	$29,010	$425.95	$3.4K → SCHD

FDKVX vs SCHD: Complete Analysis 2026

FDKVX — Stock

The fund invests in a combination of Fidelity ® U.S. equity funds, international equity funds, bond funds, and short-term funds (underlying Fidelity ® funds). The adviser allocates its assets according to a neutral asset allocation strategy shown in the glide path below that adjusts over time until it reaches an allocation similar to that of the Fidelity Freedom ® Income Fund, approximately 10 to 19 years after the year 2060.

Full FDKVX Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

📬

Get this FDKVX vs SCHD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

FDKVX vs JEPI FDKVX vs O FDKVX vs KO FDKVX vs MAIN FDKVX vs VYM FDKVX vs DGRO FDKVX vs VIG FDKVX vs HDV

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.