Is FDMIF or XYLD a better dividend investment in 2026?

FDMIF currently yields 68.97% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: FDMIF offers higher current income.

What is the dividend yield difference between FDMIF and XYLD?

FDMIF has a forward dividend yield of 68.97% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 57.99 percentage points.

Home › Compare › FDMIF vs XYLD

FDMIF vs XYLD: Dividend Comparison 2026

FDMIF yields 68.97% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FDMIF wins by $976.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

FDMIF

● Live price

68.97%

Share price

$2.90

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$1.00M

Annual income

$259,994.24

Full FDMIF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — FDMIF vs XYLD

📍 FDMIF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FDMIF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, FDMIF + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

FDMIF pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FDMIF

Annual income on $10K today (after 15% tax)

$5,862.07/yr

After 10yr DRIP, annual income (after tax)

$220,995.10/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, FDMIF beats the other by $218,258.94/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of FDMIF + XYLD for your $10,000?

FDMIF: 50%XYLD: 50%

100% XYLD50/50100% FDMIF

Portfolio after 10yr

$513.4K

Annual income

$131,606.63/yr

Blended yield

25.63%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on FDMIF right now

FDMIF

Analyst Ratings

Buy

Consensus: Buy

Altman Z

29.7

Piotroski

1/9

XYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FDMIF buys

XYLD buys

No recent congressional trades found for FDMIF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFDMIFXYLD

Forward yield	68.97% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$1.00M	$25.3K ✓
Annual income after 10y	$259,994.24 ✓	$3,219.02
Total dividends collected	$851.2K ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: FDMIF vs XYLD ($10,000, DRIP)

Year	FDMIF Portfolio	FDMIF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$17,597	$6,896.55	$10,818	$1,098.39	+$6.8K → FDMIF
2	$30,170	$11,341.64	$11,738	$1,222.51	+$18.4K → FDMIF
3	$50,455	$18,173.52	$12,774	$1,364.64	+$37.7K → FDMIF
4	$82,392	$28,404.56	$13,944	$1,527.86	+$68.4K → FDMIF
5	$131,508	$43,349.18	$15,270	$1,715.87	+$116.2K → FDMIF
6	$205,379	$64,664.60	$16,775	$1,933.09	+$188.6K → FDMIF
7	$314,136	$94,380.98	$18,490	$2,184.87	+$295.6K → FDMIF
8	$471,042	$134,915.97	$20,450	$2,477.63	+$450.6K → FDMIF
9	$693,084	$189,069.29	$22,697	$2,819.19	+$670.4K → FDMIF
10	$1,001,594	$259,994.24	$25,280	$3,219.02	+$976.3K → FDMIF

FDMIF vs XYLD: Complete Analysis 2026

FDMIF — Stock

Founders Metals Inc. engages in the acquisition, exploration, and development of gold properties in Canada. It holds interests in the Elmtree gold project that includes 49 contiguous mineral claims covering an area of 1,063,326 hectares located in New Brunswick; and the Antino gold project covering an area of 23,800 hectares located in southeastern Suriname. The company is headquartered in Vancouver, Canada.

Full FDMIF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.