Is FDRXX or SCHD a better dividend investment in 2026?

FDRXX currently yields 200.00% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: FDRXX offers higher current income.

What is the dividend yield difference between FDRXX and SCHD?

FDRXX has a forward dividend yield of 200.00% ($2.00/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 196.54 percentage points.

Home › Compare › FDRXX vs SCHD

FDRXX vs SCHD: Dividend Comparison 2026

FDRXX yields 200.00% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FDRXX wins by $119.33M in total portfolio value

INVESTMENT

TIME HORIZON10 years

FDRXX

● Live price

200.00%

Share price

$1.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$119.36M

Annual income

$60,176,096.29

Full FDRXX calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — FDRXX vs SCHD

📍 FDRXX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FDRXX	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, FDRXX + SCHD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

FDRXX pays

SCHD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FDRXX

Annual income on $10K today (after 15% tax)

$17,000.00/yr

After 10yr DRIP, annual income (after tax)

$51,149,681.85/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, FDRXX beats the other by $51,149,319.79/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of FDRXX + SCHD for your $10,000?

FDRXX: 50%SCHD: 50%

100% SCHD50/50100% FDRXX

Portfolio after 10yr

$59.70M

Annual income

$30,088,261.11/yr

Blended yield

50.40%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FDRXX buys

SCHD buys

Politician	Chamber	Ticker	Type	Amount	Date
Virginia Foxx	🏢 House	$SCHD	▼ Sell	$50,001 - $100,000	2023-03-08
Steve Cohen	🏢 House	$SCHD	▲ Buy	$50,001 - $100,000	2022-07-29
Ed Case	🏢 House	$FDRXX	▼ Sell	$50,001 - $100,000	2021-07-06
Ed Case	🏢 House	$FDRXX	▼ Sell	$1,001 - $15,000	2021-07-02
Hakeem S. Jeffries	🏢 House	$SCHD	▲ Buy	$15,001 - $50,000	2021-04-12
Mikie Sherrill	🏢 House	$SCHD	▲ Buy	$100,001 - $250,000	2020-02-21

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFDRXXSCHD

Forward yield	200.00% ✓	3.46%
Annual dividend / share	$2.00 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$119.36M ✓	$29.0K
Annual income after 10y	$60,176,096.29 ✓	$425.95
Total dividends collected	$112.49M ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: FDRXX vs SCHD ($10,000, DRIP)

Year	FDRXX Portfolio	FDRXX Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$30,700	$20,000.00	$11,226	$346.36	+$19.5K → FDRXX
2	$90,232	$57,383.18	$12,572	$357.38	+$77.7K → FDRXX
3	$254,173	$157,624.56	$14,046	$367.84	+$240.1K → FDRXX
4	$686,927	$414,961.74	$15,660	$377.73	+$671.3K → FDRXX
5	$1,783,118	$1,048,106.39	$17,425	$387.07	+$1.77M → FDRXX
6	$4,450,613	$2,542,677.12	$19,354	$395.86	+$4.43M → FDRXX
7	$10,693,420	$5,931,263.38	$21,461	$404.13	+$10.67M → FDRXX
8	$24,760,608	$13,318,648.86	$23,762	$411.89	+$24.74M → FDRXX
9	$55,315,649	$28,821,798.66	$26,272	$419.15	+$55.29M → FDRXX
10	$119,363,841	$60,176,096.29	$29,010	$425.95	+$119.33M → FDRXX

FDRXX vs SCHD: Complete Analysis 2026

FDRXX — Stock

FDRXX is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in FDRXX shares.

Full FDRXX Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.