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FDSSX vs XYLD: Dividend Comparison 2026

FDSSX yields 4.92% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 FDSSX wins by $2.4K in total portfolio value
10 years
FDSSX
FDSSX
● Live price
4.92%
Share price
$87.30
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.6K
Annual income
$674.62
Full FDSSX calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — FDSSX vs XYLD

📍 FDSSX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFDSSXXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, FDSSX + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FDSSX pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FDSSX
Annual income on $10K today (after 15% tax)
$418.48/yr
After 10yr DRIP, annual income (after tax)
$573.43/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, XYLD beats the other by $2,162.74/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FDSSX + XYLD for your $10,000?

FDSSX: 50%XYLD: 50%
100% XYLD50/50100% FDSSX
Portfolio after 10yr
$26.5K
Annual income
$1,946.82/yr
Blended yield
7.36%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FDSSX buys
0
XYLD buys
0
No recent congressional trades found for FDSSX or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFDSSXXYLD
Forward yield4.92%10.98%
Annual dividend / share$4.30$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$27.6K$25.3K
Annual income after 10y$674.62$3,219.02
Total dividends collected$5.9K$19.6K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: FDSSX vs XYLD ($10,000, DRIP)

YearFDSSX PortfolioFDSSX Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,192$492.33$10,818$1,098.39+$374.00FDSSX
2$12,491$514.98$11,738$1,222.51+$753.00FDSSX
3$13,902$537.12$12,774$1,364.64+$1.1KFDSSX
4$15,434$558.71$13,944$1,527.86+$1.5KFDSSX
5$17,094$579.69$15,270$1,715.87+$1.8KFDSSX
6$18,891$600.04$16,775$1,933.09+$2.1KFDSSX
7$20,833$619.73$18,490$2,184.87+$2.3KFDSSX
8$22,930$638.73$20,450$2,477.63+$2.5KFDSSX
9$25,192$657.03$22,697$2,819.19+$2.5KFDSSX
10$27,630$674.62$25,280$3,219.02+$2.4KFDSSX

FDSSX vs XYLD: Complete Analysis 2026

FDSSXStock

The fund normally invests at least 80% of assets in stocks, primarily in common stocks. It invests the fund's assets in one or more Fidelity® central funds (central funds), which provide exposure to different sectors of the U.S. stock market (at present, these sectors include communication services, consumer discretionary, consumer staples, energy, financials, health care, industrials, information technology, materials, real estate, and utilities). The fund invests in the sector central funds of domestic and foreign issuers, and in growth and/or value stocks.

Full FDSSX Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.