Is FECRX or VYM a better dividend investment in 2026?

FECRX currently yields 8.81% with a 5% 5-year dividend growth rate. VYM yields 2.41% with 7.8% growth. The better choice depends on your goal: FECRX offers higher current income.

What is the dividend yield difference between FECRX and VYM?

FECRX has a forward dividend yield of 8.81% ($1.94/share annually). VYM yields 2.41% ($3.51/share annually). The yield gap is 6.40 percentage points.

Home › Compare › FECRX vs VYM

FECRX vs VYM: Dividend Comparison 2026

FECRX yields 8.81% · VYM yields 2.41%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FECRX wins by $8.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

FECRX

● Live price

8.81%

Share price

$22.03

Annual div

$1.94

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$35.8K

Annual income

$1,534.95

Full FECRX calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.41%

Share price

$145.48

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$278.55

Full VYM calculator →

Portfolio growth — FECRX vs VYM

📍 FECRX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FECRX	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, FECRX + VYM cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

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Jun

—

Jul

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Aug

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Sep

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Oct

—

Nov

—

Dec

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FECRX pays

VYM pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FECRX

Annual income on $10K today (after 15% tax)

$748.49/yr

After 10yr DRIP, annual income (after tax)

$1,304.71/yr

VYM

Annual income on $10K today (after 15% tax)

$205.23/yr

After 10yr DRIP, annual income (after tax)

$236.77/yr

At 15% tax rate, FECRX beats the other by $1,067.94/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of FECRX + VYM for your $10,000?

FECRX: 50%VYM: 50%

100% VYM50/50100% FECRX

Portfolio after 10yr

$31.8K

Annual income

$906.74/yr

Blended yield

2.85%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FECRX buys

VYM buys

Politician	Chamber	Ticker	Type	Amount	Date
Carol Devine Miller	🏢 House	$VYM	▲ Buy	$15,001 - $50,000	2022-11-02

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFECRXVYM

Forward yield	8.81% ✓	2.41%
Annual dividend / share	$1.94	$3.51 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$35.8K ✓	$27.8K
Annual income after 10y	$1,534.95 ✓	$278.55
Total dividends collected	$12.1K ✓	$2.6K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: FECRX vs VYM ($10,000, DRIP)

Year	FECRX Portfolio	FECRX Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$11,581	$880.57	$11,151	$241.44	+$430.00 → FECRX
2	$13,344	$953.04	$12,413	$246.79	+$931.00 → FECRX
3	$15,305	$1,026.34	$13,794	$251.79	+$1.5K → FECRX
4	$17,476	$1,100.11	$15,306	$256.47	+$2.2K → FECRX
5	$19,873	$1,174.02	$16,960	$260.84	+$2.9K → FECRX
6	$22,512	$1,247.73	$18,768	$264.92	+$3.7K → FECRX
7	$25,409	$1,320.94	$20,745	$268.71	+$4.7K → FECRX
8	$28,581	$1,393.38	$22,905	$272.24	+$5.7K → FECRX
9	$32,047	$1,464.79	$25,265	$275.51	+$6.8K → FECRX
10	$35,825	$1,534.95	$27,842	$278.55	+$8.0K → FECRX

FECRX vs VYM: Complete Analysis 2026

FECRX — Stock

A closed‑end interval mutual fund that invests in a diverse range of U.S. alternative credit assets—including public and private loans, asset-backed securities, and senior-secured first‑lien structures—with the goal of providing attractive current income and long‑term risk‑adjusted returns while mitigating downside risk

Full FECRX Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.