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FFBB vs O: Dividend Comparison 2026

FFBB yields 2.34% · O yields 5.28%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 O wins by $11.1K in total portfolio value· pulled ahead in Year 4
10 years
FFBB
FFBB
● Live price
2.34%
Share price
$85.65
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.1K
Annual income
$271.52
Full FFBB calculator →
O
Realty Income Corporation
● Live price
5.28%
Share price
$61.15
Annual div
$3.23
5Y div CAGR
15.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$34.2K
Annual income
$5,102.74
Full O calculator →

Portfolio growth — FFBB vs O

📍 O pulled ahead of the other in Year 4

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFFBBO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, FFBB + O cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
FFBB pays
O pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FFBB
Annual income on $10K today (after 15% tax)
$198.48/yr
After 10yr DRIP, annual income (after tax)
$230.79/yr
O
Annual income on $10K today (after 15% tax)
$449.12/yr
After 10yr DRIP, annual income (after tax)
$4,337.33/yr
At 15% tax rate, O beats the other by $4,106.54/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FFBB + O for your $10,000?

FFBB: 50%O: 50%
100% O50/50100% FFBB
Portfolio after 10yr
$28.7K
Annual income
$2,687.13/yr
Blended yield
9.37%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on O right now

FFBB
No analyst data
O
Analyst Ratings
13
Buy
18
Hold
3
Sell
Consensus: Hold
Price Target
$64.00
+4.7% upside vs current
Range: $60.00 — $69.00
Altman Z
1.0
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FFBB buys
0
O buys
0
No recent congressional trades found for FFBB or O in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFFBBO
Forward yield2.34%5.28% ✓
Annual dividend / share$2.00$3.23 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%15.1% ✓
Portfolio after 10y$23.1K$34.2K ✓
Annual income after 10y$271.52$5,102.74 ✓
Total dividends collected$2.5K$20.7K ✓
Payment frequencyquarterlymonthly
SectorStockREIT

Year-by-year: FFBB vs O ($10,000, DRIP)

YearFFBB PortfolioFFBB Income/yrO PortfolioO Income/yrGap
1$10,934$233.51$10,818$608.16+$116.00 → FFBB
2$11,937$238.60$11,787$741.68+$150.00 → FFBB
3$13,017$243.47$12,946$911.00+$71.00 → FFBB
4← crossover$14,176$248.11$14,345$1,127.94$169.00 → O
5$15,421$252.53$16,056$1,409.05$635.00 → O
6$16,757$256.74$18,171$1,777.83$1.4K → O
7$18,191$260.73$20,820$2,268.21$2.6K → O
8$19,728$264.52$24,188$2,929.90$4.5K → O
9$21,378$268.12$28,533$3,837.11$7.2K → O
10$23,145$271.52$34,235$5,102.74$11.1K → O

FFBB vs O: Complete Analysis 2026

FFBB — Stock

FFB Bancorp operates as a bank holding company for FFB Bank that provides various banking products and services for individuals and small and middle-market businesses in the United States. The company offers checking and savings accounts, money market accounts, certificates of deposit, and individual retirement accounts. It also provides residential real estate loans, commercial loans, small business loans, commercial real estate and construction loans, agricultural loans and lines of credit, farmer mac loans, and equipment leasing services. In addition, the company offers debit and credit cards; and online and mobile banking, online bill pay, cash management, remote deposit capture, and merchant services; and permanent and FFBridge multifamily financing, and broker resources, as well as business manager solutions. The company was formerly known as Communities First Financial Corporation and changed its name to FFB Bancorp in May 2023. FFB Bancorp was founded in 2005 and is based in Fresno, California.

Full FFBB Calculator →

O — REIT

Realty Income, The Monthly Dividend Company, is an S&P 500 company dedicated to providing stockholders with dependable monthly income. The company is structured as a REIT, and its monthly dividends are supported by the cash flow from over 6,500 real estate properties owned under long-term lease agreements with our commercial clients. To date, the company has declared 608 consecutive common stock monthly dividends throughout its 52-year operating history and increased the dividend 109 times since Realty Income's public listing in 1994 (NYSE: O). The company is a member of the S&P 500 Dividend Aristocrats index. Additional information about the company can be obtained from the corporate website at www.realtyincome.com.

Full O Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.