Is FFBW or RYLD a better dividend investment in 2026?

FFBW currently yields 13.07% with a 5% 5-year dividend growth rate. RYLD yields 12.39% with 5% growth. The better choice depends on your goal: FFBW offers higher current income.

What is the dividend yield difference between FFBW and RYLD?

FFBW has a forward dividend yield of 13.07% ($2.00/share annually). RYLD yields 12.39% ($1.81/share annually). The yield gap is 0.68 percentage points.

Home › Compare › FFBW vs RYLD

FFBW vs RYLD: Dividend Comparison 2026

FFBW yields 13.07% · RYLD yields 12.39%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FFBW wins by $2.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

FFBW

● Live price

13.07%

Share price

$15.30

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$47.3K

Annual income

$2,946.46

Full FFBW calculator →

RYLD

● Live price

12.39%

Share price

$14.64

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$45.3K

Annual income

$2,682.98

Full RYLD calculator →

Portfolio growth — FFBW vs RYLD

📍 FFBW pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FFBW	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, FFBW + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

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Aug

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Sep

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Oct

—

Nov

—

Dec

—

FFBW pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FFBW

Annual income on $10K today (after 15% tax)

$1,111.11/yr

After 10yr DRIP, annual income (after tax)

$2,504.49/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,053.44/yr

After 10yr DRIP, annual income (after tax)

$2,280.53/yr

At 15% tax rate, FFBW beats the other by $223.96/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of FFBW + RYLD for your $10,000?

FFBW: 50%RYLD: 50%

100% RYLD50/50100% FFBW

Portfolio after 10yr

$46.3K

Annual income

$2,814.72/yr

Blended yield

6.08%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FFBW buys

RYLD buys

No recent congressional trades found for FFBW or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFFBWRYLD

Forward yield	13.07% ✓	12.39%
Annual dividend / share	$2.00 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$47.3K ✓	$45.3K
Annual income after 10y	$2,946.46 ✓	$2,682.98
Total dividends collected	$21.0K ✓	$19.4K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: FFBW vs RYLD ($10,000, DRIP)

Year	FFBW Portfolio	FFBW Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$12,007	$1,307.19	$11,939	$1,239.34	+$68.00 → FFBW
2	$14,315	$1,466.89	$14,158	$1,382.89	+$157.00 → FFBW
3	$16,951	$1,634.37	$16,682	$1,532.59	+$269.00 → FFBW
4	$19,946	$1,808.76	$19,537	$1,687.64	+$409.00 → FFBW
5	$23,332	$1,989.14	$22,752	$1,847.20	+$580.00 → FFBW
6	$27,139	$2,174.53	$26,355	$2,010.43	+$784.00 → FFBW
7	$31,403	$2,363.94	$30,376	$2,176.45	+$1.0K → FFBW
8	$36,158	$2,556.38	$34,847	$2,344.43	+$1.3K → FFBW
9	$41,440	$2,750.87	$39,800	$2,513.54	+$1.6K → FFBW
10	$47,287	$2,946.46	$45,269	$2,682.98	+$2.0K → FFBW

FFBW vs RYLD: Complete Analysis 2026

FFBW — Stock

FFBW, Inc. operates as the holding company for First Federal Bank of Wisconsin that provides banking products and services in the United States. It offers deposit accounts, including noninterest-bearing and interest-bearing checking accounts, money market accounts, statement savings, and health savings, as well as certificates of deposit. The company also provides various loans, which include one- to four family owner-occupied and investor-owned residential real estate, multifamily residential real estate, commercial real estate, commercial and industrial, and commercial development loans, as well as consumer loans, such as home equity lines of credit, new and used automobile loans, boat loans, recreational vehicle loans, and loans secured by certificates of deposit. It operates through three full-service banking offices in Waukesha County, Wisconsin, and Milwaukee County. FFBW, Inc. was founded in 1922 and is based in Brookfield, Wisconsin.

Full FFBW Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.