Is FFDF or FCPT a better dividend investment in 2026?

FFDF currently yields 2.93% with a 5% 5-year dividend growth rate. FCPT yields 6.05% with 5% growth. The better choice depends on your goal: FCPT offers higher current income.

What is the dividend yield difference between FFDF and FCPT?

FFDF has a forward dividend yield of 2.93% ($1.29/share annually). FCPT yields 6.05% ($1.43/share annually). The yield gap is 3.12 percentage points.

Home › Compare › FFDF vs FCPT

FFDF vs FCPT: Dividend Comparison 2026

FFDF yields 2.93% · FCPT yields 6.05%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FFDF wins by $220.78M in total portfolio value· pulled ahead in Year 2

INVESTMENT

TIME HORIZON10 years

FFDF

● Live price

2.93%

Share price

$44.00

Annual div

$1.29

5Y div CAGR

97.1%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$220.83M

Annual income

$205,265,331.88

Full FFDF calculator →

FCPT

● Live price

6.05%

Share price

$23.65

Annual div

$1.43

5Y div CAGR

15.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$49.1K

Annual income

$5,775.28

Full FCPT calculator →

Portfolio growth — FFDF vs FCPT

📍 FFDF pulled ahead of the other in Year 2

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FFDF	FCPT
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, FFDF + FCPT cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

FFDF pays

FCPT pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FFDF

Annual income on $10K today (after 15% tax)

$249.20/yr

After 10yr DRIP, annual income (after tax)

$174,475,532.10/yr

FCPT

Annual income on $10K today (after 15% tax)

$514.49/yr

After 10yr DRIP, annual income (after tax)

$4,908.99/yr

At 15% tax rate, FFDF beats the other by $174,470,623.11/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of FFDF + FCPT for your $10,000?

FFDF: 50%FCPT: 50%

100% FCPT50/50100% FFDF

Portfolio after 10yr

$110.44M

Annual income

$102,635,553.58/yr

Blended yield

92.93%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

FFDF

No analyst data

Altman Z

0.0

Piotroski

4/9

FCPT

Analyst Ratings

Buy

Hold

Consensus: Hold

Price Target

$27.00

+14.2% upside vs current

Range: $25.00 — $29.00

Altman Z

1.4

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FFDF buys

FCPT buys

No recent congressional trades found for FFDF or FCPT in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFFDFFCPT

Forward yield	2.93%	6.05% ✓
Annual dividend / share	$1.29	$1.43 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	97.1% ✓	15.8%
Portfolio after 10y	$220.83M ✓	$49.1K
Annual income after 10y	$205,265,331.88 ✓	$5,775.28
Total dividends collected	$219.65M ✓	$24.1K
Payment frequency	quarterly	quarterly
Sector	Stock	REIT

Year-by-year: FFDF vs FCPT ($10,000, DRIP)

Year	FFDF Portfolio	FFDF Income/yr	FCPT Portfolio	FCPT Income/yr	Gap
1	$11,278	$577.86	$11,401	$700.92	$123.00 → FCPT
2← crossover	$13,268	$1,200.48	$13,064	$864.84	+$204.00 → FFDF
3	$16,798	$2,601.52	$15,051	$1,072.48	+$1.7K → FFDF
4	$24,041	$6,067.24	$17,442	$1,337.22	+$6.6K → FFDF
5	$41,719	$15,995.23	$20,340	$1,677.08	+$21.4K → FFDF
6	$95,769	$51,129.86	$23,880	$2,116.57	+$71.9K → FFDF
7	$318,679	$216,206.07	$28,241	$2,689.36	+$290.4K → FFDF
8	$1,666,236	$1,325,249.32	$33,660	$3,442.07	+$1.63M → FFDF
9	$14,546,762	$12,763,889.00	$40,456	$4,439.95	+$14.51M → FFDF
10	$220,830,367	$205,265,331.88	$49,063	$5,775.28	+$220.78M → FFDF

FFDF vs FCPT: Complete Analysis 2026

FFDF — Stock

FFD Financial Corporation operates as the bank holding company for First Federal Community Bank, National Association that provides various banking products and services. The company accepts checking and savings accounts. Its loan products include auto, boat, personal, term, commercial real estate, equipment, and home mortgage loans; and home equity and business lines of credit. The company also offers debit and credit cards; property and casualty insurance products; and cash management, overdraft, e-statement, direct deposit, bill pay, wire transfers, safe deposit boxes, night depository, and teller services, as well as online, telephone, and mobile banking services. It operates branches in Dover, New Philadelphia, Uhrichsville, Berlin, Mt. Hope, and Sugarcreek, Ohio. FFD Financial Corporation was founded in 1898 and is based in Dover, Ohio.

Full FFDF Calculator →

FCPT — REIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.