HomeCompareFFFAX vs SPHD

FFFAX vs SPHD: Dividend Comparison 2026

FFFAX yields 3.24% · SPHD yields 4.30%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SPHD wins by $1.9K in total portfolio value
10 years
FFFAX
FFFAX
● Live price
3.24%
Share price
$11.31
Annual div
$0.37
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.6K
Annual income
$398.56
Full FFFAX calculator →
SPHD
SPHD
● Live price
4.30%
Share price
$49.61
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$567.37
Full SPHD calculator →

Portfolio growth — FFFAX vs SPHD

📍 SPHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFFFAXSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, FFFAX + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FFFAX pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FFFAX
Annual income on $10K today (after 15% tax)
$275.07/yr
After 10yr DRIP, annual income (after tax)
$338.78/yr
SPHD
Annual income on $10K today (after 15% tax)
$365.92/yr
After 10yr DRIP, annual income (after tax)
$482.26/yr
At 15% tax rate, SPHD beats the other by $143.49/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FFFAX + SPHD for your $10,000?

FFFAX: 50%SPHD: 50%
100% SPHD50/50100% FFFAX
Portfolio after 10yr
$25.6K
Annual income
$482.96/yr
Blended yield
1.89%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FFFAX buys
0
SPHD buys
0
No recent congressional trades found for FFFAX or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFFFAXSPHD
Forward yield3.24%4.30%
Annual dividend / share$0.37$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$24.6K$26.5K
Annual income after 10y$398.56$567.37
Total dividends collected$3.6K$5.0K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: FFFAX vs SPHD ($10,000, DRIP)

YearFFFAX PortfolioFFFAX Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,024$323.61$11,130$430.50$106.00SPHD
2$12,129$333.39$12,357$447.82$228.00SPHD
3$13,320$342.82$13,687$464.65$367.00SPHD
4$14,605$351.87$15,126$480.98$521.00SPHD
5$15,988$360.56$16,682$496.78$694.00SPHD
6$17,476$368.88$18,362$512.03$886.00SPHD
7$19,076$376.83$20,174$526.72$1.1KSPHD
8$20,796$384.43$22,127$540.84$1.3KSPHD
9$22,643$391.67$24,230$554.39$1.6KSPHD
10$24,626$398.56$26,493$567.37$1.9KSPHD

FFFAX vs SPHD: Complete Analysis 2026

FFFAXStock

The fund invests in a combination of Fidelity® domestic equity funds, international equity funds (developed and emerging markets), bond funds, and short-term funds.

Full FFFAX Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.