HomeCompareFFFCX vs SPHD

FFFCX vs SPHD: Dividend Comparison 2026

FFFCX yields 5.00% · SPHD yields 4.33%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 FFFCX wins by $1.2K in total portfolio value
10 years
FFFCX
FFFCX
● Live price
5.00%
Share price
$14.68
Annual div
$0.73
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$688.45
Full FFFCX calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — FFFCX vs SPHD

📍 FFFCX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFFFCXSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, FFFCX + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FFFCX pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FFFCX
Annual income on $10K today (after 15% tax)
$425.00/yr
After 10yr DRIP, annual income (after tax)
$585.18/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, FFFCX beats the other by $99.56/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FFFCX + SPHD for your $10,000?

FFFCX: 50%SPHD: 50%
100% SPHD50/50100% FFFCX
Portfolio after 10yr
$27.2K
Annual income
$629.89/yr
Blended yield
2.32%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FFFCX buys
0
SPHD buys
0
No recent congressional trades found for FFFCX or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFFFCXSPHD
Forward yield5.00%4.33%
Annual dividend / share$0.73$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$27.8K$26.5K
Annual income after 10y$688.45$571.32
Total dividends collected$6.0K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: FFFCX vs SPHD ($10,000, DRIP)

YearFFFCX PortfolioFFFCX Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,200$500.00$11,133$432.85+$67.00FFFCX
2$12,507$523.36$12,363$450.36+$144.00FFFCX
3$13,929$546.22$13,695$467.39+$234.00FFFCX
4$15,473$568.51$15,138$483.90+$335.00FFFCX
5$17,146$590.20$16,697$499.88+$449.00FFFCX
6$18,957$611.24$18,382$515.31+$575.00FFFCX
7$20,916$631.61$20,198$530.17+$718.00FFFCX
8$23,031$651.27$22,157$544.46+$874.00FFFCX
9$25,314$670.22$24,266$558.18+$1.0KFFFCX
10$27,774$688.45$26,536$571.32+$1.2KFFFCX

FFFCX vs SPHD: Complete Analysis 2026

FFFCXStock

The fund invests in a combination of Fidelity ® U.S. equity funds, international equity funds, bond funds, and short-term funds. The adviser allocates its assets according to a neutral asset allocation strategy shown in the glide path below that adjusts over time until it reaches an allocation similar to that of the Fidelity Freedom ® Income Fund, approximately 10 to 19 years after the year 2010.

Full FFFCX Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.