Is FFGRX or RYLD a better dividend investment in 2026?

FFGRX currently yields 13.04% with a 5% 5-year dividend growth rate. RYLD yields 4.00% with 5% growth. The better choice depends on your goal: FFGRX offers higher current income.

What is the dividend yield difference between FFGRX and RYLD?

FFGRX has a forward dividend yield of 13.04% ($3.43/share annually). RYLD yields 4.00% ($2.00/share annually). The yield gap is 9.04 percentage points.

Home › Compare › FFGRX vs RYLD

FFGRX vs RYLD: Dividend Comparison 2026

FFGRX yields 13.04% · RYLD yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FFGRX wins by $19.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

FFGRX

● Live price

13.04%

Share price

$26.29

Annual div

$3.43

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$47.2K

Annual income

$2,932.58

Full FFGRX calculator →

RYLD

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full RYLD calculator →

Portfolio growth — FFGRX vs RYLD

📍 FFGRX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FFGRX	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, FFGRX + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

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Oct

—

Nov

—

Dec

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FFGRX pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FFGRX

Annual income on $10K today (after 15% tax)

$1,108.16/yr

After 10yr DRIP, annual income (after tax)

$2,492.69/yr

RYLD

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, FFGRX beats the other by $1,728.38/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of FFGRX + RYLD for your $10,000?

FFGRX: 50%RYLD: 50%

100% RYLD50/50100% FFGRX

Portfolio after 10yr

$37.6K

Annual income

$1,915.89/yr

Blended yield

5.09%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FFGRX buys

RYLD buys

No recent congressional trades found for FFGRX or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFFGRXRYLD

Forward yield	13.04% ✓	4.00%
Annual dividend / share	$3.43 ✓	$2.00
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	0%	5% ✓
Portfolio after 10y	$47.2K ✓	$28.0K
Annual income after 10y	$2,932.58 ✓	$899.19
Total dividends collected	$20.9K ✓	$6.4K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: FFGRX vs RYLD ($10,000, DRIP)

Year	FFGRX Portfolio	FFGRX Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$12,004	$1,303.72	$11,120	$420.00	+$884.00 → FFGRX
2	$14,307	$1,462.56	$12,357	$458.31	+$1.9K → FFGRX
3	$16,937	$1,629.11	$13,721	$499.76	+$3.2K → FFGRX
4	$19,925	$1,802.48	$15,227	$544.58	+$4.7K → FFGRX
5	$23,302	$1,981.76	$16,885	$593.02	+$6.4K → FFGRX
6	$27,099	$2,165.97	$18,713	$645.34	+$8.4K → FFGRX
7	$31,350	$2,354.13	$20,724	$701.81	+$10.6K → FFGRX
8	$36,090	$2,545.26	$22,938	$762.73	+$13.2K → FFGRX
9	$41,354	$2,738.39	$25,372	$828.41	+$16.0K → FFGRX
10	$47,182	$2,932.58	$28,047	$899.19	+$19.1K → FFGRX

FFGRX vs RYLD: Complete Analysis 2026

FFGRX — Stock

Under normal conditions, the fund typically invests in equity securities, including common stocks, preferred stocks, and securities convertible into common or preferred stocks. It can invest in companies from a wide range of industries and of various sizes. This includes smaller companies, which are defined by the Adviser as those having a market capitalization equal to or less than that of the largest companies in the Russell 2000 Index.

Full FFGRX Calculator →

RYLD — ETF

RYLD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in RYLD shares.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.